# Table of Contents

- [Introduction | Backed Docs](#introduction-backed-docs)
- [Contacts and Enquiries | Backed Docs](#contacts-and-enquiries-backed-docs)
- [Onboarding | Backed Docs](#onboarding-backed-docs)
- [Who can use Backed? | Backed Docs](#who-can-use-backed-backed-docs)
- [Redemption | Backed Docs](#redemption-backed-docs)
- [Issuance | Backed Docs](#issuance-backed-docs)
- [Frequently Asked Questions | Backed Docs](#frequently-asked-questions-backed-docs)
- [Onboarding Troubleshooting | Backed Docs](#onboarding-troubleshooting-backed-docs)
- [Issuance and Redemption | Backed Docs](#issuance-and-redemption-backed-docs)
- [Backed API | Backed Docs](#backed-api-backed-docs)
- [Limits and Refunds | Backed Docs](#limits-and-refunds-backed-docs)
- [Proof of Reserves | Backed Docs](#proof-of-reserves-backed-docs)
- [Refunds | Backed Docs](#refunds-backed-docs)
- [Oracles | Backed Docs](#oracles-backed-docs)
- [Limits | Backed Docs](#limits-backed-docs)
- [Wrapped bTokens | Backed Docs](#wrapped-btokens-backed-docs)
- [Entities | Backed Docs](#entities-backed-docs)
- [Controlling Persons | Backed Docs](#controlling-persons-backed-docs)
- [FATCA/CRS | Backed Docs](#fatca-crs-backed-docs)
- [Individuals | Backed Docs](#individuals-backed-docs)
- [AEOI - Q&A and Definitions | Backed Docs](#aeoi-q-a-and-definitions-backed-docs)
- [Brand Assets | Backed Docs](#brand-assets-backed-docs)
- [Email Protection | Cloudflare](#email-protection-cloudflare)

---

# Introduction | Backed Docs

[](https://docs.backed.fi/#backed-docs)

Backed Docs


--------------------------------------------------------

* * *

Welcome to Backed docs. Here you will find information about Backed's products, services, and frequently asked questions.

This site will be updated regularly as we receive questions and release new updates. For additional information, please visit [Backed Finance](https://backed.fi/)
. For information regarding our issuance entity, please visit [Backed Assets](https://assets.backed.fi/)
.

[](https://docs.backed.fi/#social-channels)

Social Channels


----------------------------------------------------------------

* * *

Our official social channels are:

[X](https://twitter.com/BackedFi)

[LinkedIn](https://www.linkedin.com/company/backed-finance/)

[Telegram](https://t.me/backedfinance)

[NextFrequently Asked Questions](https://docs.backed.fi/frequently-asked-questions)

Last updated 8 months ago

*   [Backed Docs](https://docs.backed.fi/#backed-docs)
    
*   [Social Channels](https://docs.backed.fi/#social-channels)

---

# Contacts and Enquiries | Backed Docs

For business development and fundraising enquiries, please use the [Contact Form](https://backed.fi/contact)
 on our website.

For marketing, media and press enquiries, and to be added to our press release distribution list, please email [\[email protected\]](https://docs.backed.fi/cdn-cgi/l/email-protection)
.

[PreviousFrequently Asked Questions](https://docs.backed.fi/frequently-asked-questions)
[NextWho can use Backed?](https://docs.backed.fi/backed-platform/who-can-use-backed)

Last updated 1 year ago

---

# Onboarding | Backed Docs

The process of onboarding with Backed is made of two key flows: KYC and platform configuration:

### 

[](https://docs.backed.fi/backed-platform/onboarding#kyc)

**KYC**

Clients who wish to use the Backed platform must first undergo a standard KYC process. This step is supported by our partner SumSub.

Different documents will be required depending on the type of the client.

**Account for individuals**

*   Passport/ID copy
    
*   Documents regarding Source of Wealth/Funds
    
*   Onboarding forms available upon onboarding (Form A, Qualified investor form)
    

**Accounts for Legal Entities**

*   Company documents, signed and dated:
    
    *   Certificate of incorporation/good standing, Cert. of incumbency (less than 12 months old)
        
    *   Shareholders register, Register of Directors, M&As
        
    *   If a subsidiary of another company, company documents of the parent
        
    
*   For an operating company: list all controlling persons and copies of their passport/ID
    
*   For a domiciliary company (non-operating- _indicators are lack of business premises of its own, no employees_): list all beneficial owners and copies of their passport/ID
    
*   The person opening the account (“representative”) needs to pass a live video identification call. If the person opening the account does not have rep. powers in the company documents submitted (e.g., Director), a PoA/board resolution authorizing the person opening the account to act in the company's name is needed.
    
*   Onboarding forms available upon onboarding (Swiss AML Forms (A, K,S), Qualified investor form)
    
*   Documents regarding Source of Wealth/Funds
    

**Video Call Requirements ‍**

*   Passport or ID card
    
*   Working webcam and microphone
    
*   Computer with Windows or macOS, Chrome or Firefox web browser
    

**Requirements for Passport/national ID copies**

For a passport: a color photo in PDF, JPEG, or PNG. For a National ID: If the document has two sides, photos of both sides are needed in two separate files.

### 

[](https://docs.backed.fi/backed-platform/onboarding#undefined)

### 

[](https://docs.backed.fi/backed-platform/onboarding#platform-configuration)

**Platform Configuration**

Users are approved to use the platform once they have passed the KYC and our Compliance checks.

Two final steps are required to start using the platform: Registering a wallet and confirming PayOut Settings.

![](https://docs.backed.fi/~gitbook/image?url=https%3A%2F%2F3398312553-files.gitbook.io%2F%7E%2Ffiles%2Fv0%2Fb%2Fgitbook-x-prod.appspot.com%2Fo%2Fspaces%252FVtmMFAYoBMDopIcvy7Tc%252Fuploads%252F1g5SNhHTkk7Z5CdVDKD1%252FScreenshot%25202023-05-30%2520at%252017.05.38.png%3Falt%3Dmedia%26token%3D34004ca3-e62b-48c2-a714-536ed30f81f7&width=768&dpr=4&quality=100&sign=33f2ae00&sv=2)

The wallet can be registered on the platform via one of the following options:

*   Confirm a transaction in the Wallet Browser (like Metamask)
    
*   Signing a message
    
*   Sending a microtransaction to a dedicated wallet that we provide
    

![](https://docs.backed.fi/~gitbook/image?url=https%3A%2F%2F3398312553-files.gitbook.io%2F%7E%2Ffiles%2Fv0%2Fb%2Fgitbook-x-prod.appspot.com%2Fo%2Fspaces%252FVtmMFAYoBMDopIcvy7Tc%252Fuploads%252FqOlWvpyC8z5I1sSdj3im%252FScreenshot%25202023-05-30%2520at%252017.05.45%2520%282%29.png%3Falt%3Dmedia%26token%3D4f51f1e9-3d4c-4bd6-82e8-9fb77bde9283&width=768&dpr=4&quality=100&sign=6f2d4de9&sv=2)

[PreviousWho can use Backed?](https://docs.backed.fi/backed-platform/who-can-use-backed)
[NextOnboarding Troubleshooting](https://docs.backed.fi/backed-platform/onboarding/onboarding-troubleshooting)

Last updated 1 year ago

*   [KYC](https://docs.backed.fi/backed-platform/onboarding#kyc)
    
*   [](https://docs.backed.fi/backed-platform/onboarding#undefined)
    
*   [Platform Configuration](https://docs.backed.fi/backed-platform/onboarding#platform-configuration)

---

# Who can use Backed? | Backed Docs

Our product has selective access based on the type of customer:

*   **Professional investors**: can open a Backed account for issuance/redemption.
    
*   **Everyone else**: Eligible Backed token owners can open an account for redemption only. Retail users can buy via resellers.
    

**Non-US clients** Backed products are not available to US persons, US entities, or US-controlled entities.

[PreviousContacts and Enquiries](https://docs.backed.fi/contacts-and-enquiries)
[NextOnboarding](https://docs.backed.fi/backed-platform/onboarding)

Last updated 1 year ago

---

# Redemption | Backed Docs

The Redemption process allows Backed customers to Redeem their bTokens in exchange for stablecoins or cash.

**How does the process work?**

The backed platform is blockchain-based, and actions (issuance or redemption of tokens) are triggered by incoming transactions from your pre-approved wallet. **To redeem tokens:**

1.  Click on Redemption
    
2.  Copy the unique deposit address presented by the platform
    

![](https://docs.backed.fi/~gitbook/image?url=https%3A%2F%2F3398312553-files.gitbook.io%2F%7E%2Ffiles%2Fv0%2Fb%2Fgitbook-x-prod.appspot.com%2Fo%2Fspaces%252FVtmMFAYoBMDopIcvy7Tc%252Fuploads%252FycrluAF3wggMhy09RygM%252FScreenshot%25202023-05-31%2520at%252016.04.15.png%3Falt%3Dmedia%26token%3Db0368e59-e326-481a-963a-30fb98ff1422&width=300&dpr=4&quality=100&sign=20f1249a&sv=2)

1.  Go to your wallet and send the bTokens you want to redeem to the deposit address presented
    
2.  Backed will process your transaction - you can follow the status on the Backed Platform
    
3.  Backed will send you either fiat or stablecoins according to the PayOut method selected in your Account Settings
    
4.  For redemptions in stablecoins, the funds will be sent to the registered wallet used to send the bTokens to the platform
    
5.  For fiat payments, your bank information will have to be added to the Bank Accounts settings tab prior to making the redemption request.
    

How can I change my PayOut method[](https://docs.backed.fi/backed-platform/issuance-and-redemption/redemption#how-can-i-change-my-payout-method)

Backed users can change their PayOut method in the Transactions section of the Settings.

![](https://docs.backed.fi/~gitbook/image?url=https%3A%2F%2F3398312553-files.gitbook.io%2F%7E%2Ffiles%2Fv0%2Fb%2Fgitbook-x-prod.appspot.com%2Fo%2Fspaces%252FVtmMFAYoBMDopIcvy7Tc%252Fuploads%252FZSzSxqWChdmXM8WFRHFi%252FScreenshot%25202023-05-31%2520at%252016.07.09.png%3Falt%3Dmedia%26token%3Ded7b8255-550d-42a4-91fe-8004e8049b54&width=300&dpr=4&quality=100&sign=32948c68&sv=2)

How long does it take to redeem on Backed[](https://docs.backed.fi/backed-platform/issuance-and-redemption/redemption#how-long-does-it-take-to-redeem-on-backed)

We guarantee Redemptions of your bTokens within 3 business days (T+3), but for many orders, especially those of smaller size, we can complete the redemption within a few minutes utilizing our working capital.

What are Backed working hours[](https://docs.backed.fi/backed-platform/issuance-and-redemption/redemption#what-are-backed-working-hours)

The Backed platform is always open, and you can place your orders whenever you want. However, we can only execute your orders when the markets for the underlying asset are open. Specific hours vary for different products depending on the opening hours of the stock exchange where the underlying asset is traded.

The market status is indicated on the platform when initiating the order.

[PreviousIssuance](https://docs.backed.fi/backed-platform/issuance-and-redemption/issuance)
[NextLimits and Refunds](https://docs.backed.fi/backed-platform/limits-and-refunds)

Last updated 2 years ago

---

# Issuance | Backed Docs

The issuance process allows Backed clients to get exposure to real-world securities in the form of ERC-20 Tokens (bTokens).

Check out the following videotutorial to quickly understand how to issue

**How does the process work?**

The Backed platform is blockchain-based, and actions (issuance or redemption of tokens) are triggered by incoming transactions from your pre-approved wallet. **To Issue tokens:**

1.  Click on Issuance
    
2.  Select the Chain and Network where you want to issue your bTokens
    

![](https://docs.backed.fi/~gitbook/image?url=https%3A%2F%2F3398312553-files.gitbook.io%2F%7E%2Ffiles%2Fv0%2Fb%2Fgitbook-x-prod.appspot.com%2Fo%2Fspaces%252FVtmMFAYoBMDopIcvy7Tc%252Fuploads%252FxY4uu1jkSYE6esy31rpf%252FScreenshot%25202023-05-31%2520at%252015.42.37.png%3Falt%3Dmedia%26token%3D7b300fa3-cc8b-4a73-996d-1562ee241286&width=768&dpr=4&quality=100&sign=ff4bbfc6&sv=2)

1.  Copy the unique deposit address presented by the platform
    
2.  Go to your wallet and send the appropriate stablecoin to the address presented
    
3.  Backed will process your transaction: convert your stablecoins to fiat and buy the underlying securities
    
4.  You can follow the status of this process on the Backed Platform
    

![](https://docs.backed.fi/~gitbook/image?url=https%3A%2F%2F3398312553-files.gitbook.io%2F%7E%2Ffiles%2Fv0%2Fb%2Fgitbook-x-prod.appspot.com%2Fo%2Fspaces%252FVtmMFAYoBMDopIcvy7Tc%252Fuploads%252FamYRRc5lkOfY9Fhav553%252FScreenshot%25202023-05-31%2520at%252015.52.13.png%3Falt%3Dmedia%26token%3Ddfc6ffb6-22c2-4e09-bfc5-ff52443cedb0&width=768&dpr=4&quality=100&sign=41e31c37&sv=2)

1.  When the underlying securities are bought, Backed will send you the bTokens to the same wallet from which you sent the stablecoin payment.
    

How long does it take to issue on Backed?[](https://docs.backed.fi/backed-platform/issuance-and-redemption/issuance#how-long-does-it-take-to-issue-on-backed)

We guarantee the issuance of your bTokens within two business days (T+2), but for many orders, especially those of smaller size, we can complete the issuance within a few minutes utilizing our working capital.

What are Backed working hours?[](https://docs.backed.fi/backed-platform/issuance-and-redemption/issuance#what-are-backed-working-hours)

The Backed platform is always open, and you can place your orders whenever you want. However, we can only execute your orders when the markets for the underlying asset are open. Specific hours vary for different products depending on the opening hours of the stock exchange where the underlying asset is traded.

The market status is indicated on the platform when initiating the order.

[PreviousIssuance and Redemption](https://docs.backed.fi/backed-platform/issuance-and-redemption)
[NextRedemption](https://docs.backed.fi/backed-platform/issuance-and-redemption/redemption)

Last updated 8 months ago

---

# Frequently Asked Questions | Backed Docs

What are Backed Tokens?[](https://docs.backed.fi/frequently-asked-questions#what-are-backed-tokens)

Backed Tokens (bTokens) are ERC-20 tokens that represent the ownership of structured product units. Each token is a unit of a fully collateralized tracker certificate, which tracks the listed value of a specific traded security (the underlying) and is fully backed by that security.

Does Backed have a native token (“wen token”)?[](https://docs.backed.fi/frequently-asked-questions#does-backed-have-a-native-token-wen-token)

Backed does not, and currently does not plan to have its own native token.

On which blockchains are bTokens available?[](https://docs.backed.fi/frequently-asked-questions#on-which-blockchains-are-btokens-available)

bTokens are available on Eth Mainnet, Base, Gnosis, Arbitrum, Avalanche, Optimism, BSC, Sonic and Polygon

Tokens can be bridged using our [native bridge](https://defi.backed.fi/bridge)
, or many crosschain swap DeFi apps such as Jumper, Bungee, and Swaps.io.

Who is eligible to purchase Backed Tokens?[](https://docs.backed.fi/frequently-asked-questions#who-is-eligible-to-purchase-backed-tokens)

bTokens are retail-grade tokenized securities, and are freely transferable on the secondary market.

However, to mint and redeem bTokens directly with Backed, users need to go through relevant KYC and AML processes. Only professional investors and

What are the requirements to be considered an individual professional investor?[](https://docs.backed.fi/frequently-asked-questions#what-are-the-requirements-to-be-considered-an-individual-professional-investor)

Private individuals must be able to declare that they (i) hold assets of at least CHF 500,000 and have sufficient professional knowledge or experience; or (ii) hold bankable assets of at least CHF 2,000,000 ("opting-out").

You can find the full Investor Classification Form here.

Who can redeem Backed Tokens?[](https://docs.backed.fi/frequently-asked-questions#who-can-redeem-backed-tokens)

Professional and Retail clients onboarded with Backed who have passed KYC can redeem Backed tokens directly with Backed at NAV + fee, subject to minimum transaction values.

Where can retail market participants buy and sell Backed Tokens?[](https://docs.backed.fi/frequently-asked-questions#where-can-retail-market-participants-buy-and-sell-backed-tokens)

Retail market participants can buy bTokens through regulated exchanges, and peer-to-peer via DEXs. For a list of liquidity pools facilitating peer-to-peer swaps, see our [DeFi Dashboard](https://defi.backed.fi/)
. It's important to note that Backed DOES NOT actively maintain these DEX pools, and they are subject to activity on the secondary market. Regulated exchanges currently listing bTokens are: [INX](https://www.inx.co/)
 [eNor Securities](https://enorsecurities.com/)
 [Assetera](https://assetera.com/)

Who is prohibited from using bTokens?[](https://docs.backed.fi/frequently-asked-questions#who-is-prohibited-from-using-btokens)

Backed DOES NOT sell its tokens to U.S. persons or for the account or benefit of U.S. Persons, and tokens are not marketed, offered, or solicited in the U.S. or in any other prohibited jurisdiction.

Additional restrictions are in place, please consult the lists below and on [Backed Assets Legal Documentation](https://www.backedassets.fi/legal-documentation)
.

Prohibited Countries[](https://docs.backed.fi/frequently-asked-questions#prohibited-countries)

Individuals or entities from these countries are prohibited from using Backed products:

*   Iran
    
*   North Korea
    
*   Syria
    
*   United States of America
    

Non-serviceable Countries[](https://docs.backed.fi/frequently-asked-questions#non-serviceable-countries)

Backed does not service individuals or entities from these countries:

*   Albania
    
*   Barbados
    
*   Belarus
    
*   Cambodia
    
*   Canada
    
*   Colombia
    
*   Haiti
    
*   Jamaica
    
*   Japan
    
*   Myanmar
    
*   Nicaragua
    
*   Pakistan
    
*   Russia
    
*   Ukraine
    
*   Vanuatu
    
*   Venezuela
    
*   Yemen
    
*   All African countries, except Mauritius and South Africa
    
*   All other countries of the Commonwealth of Independent States
    

How does Backed make money?[](https://docs.backed.fi/frequently-asked-questions#how-does-backed-make-money)

Backed charges a fee upon issuance and redemption.

How are the Backed Tokens priced?[](https://docs.backed.fi/frequently-asked-questions#how-are-the-backed-tokens-priced)

Backed Tokens are sold or redeemed at the price its brokers executed the trade for the underlying at the time of issuance or redemption (plus fees).

Backed Assets is committed to "Best Execution", meaning it will not trade against its customers and will pass on the price its brokers execute.

Do bTokens provide ownership rights, such as voting?[](https://docs.backed.fi/frequently-asked-questions#do-btokens-provide-ownership-rights-such-as-voting)

bTokens convey legal ownership of our tracker certificates, which are one to one collateralised by the underlying security. The tracker certificate gives the primary claim to the value of the collateral.

bTokens do not provide ownership over the underlying asset or convey any of its attached rights, including voting.

Who is the custodian of the underlying securities?[](https://docs.backed.fi/frequently-asked-questions#who-is-the-custodian-of-the-underlying-securities)

Full information about our custodian(s) can be found on [Backed Assets Legal Documentation](https://assets.backed.fi/legal-documentation)
.

[PreviousIntroduction](https://docs.backed.fi/)
[NextContacts and Enquiries](https://docs.backed.fi/contacts-and-enquiries)

Last updated 8 months ago

---

# Onboarding Troubleshooting | Backed Docs

What if the KYC form doesn't appear?[](https://docs.backed.fi/backed-platform/onboarding/onboarding-troubleshooting#what-if-the-kyc-form-doesnt-appear)

In some rare cases, the KYC form will not appear on the screen, and the user will be presented with an error.

In those cases, refresh the page or log out and log in again.

If the error persists, please contact [\[email protected\]](https://docs.backed.fi/cdn-cgi/l/email-protection)
.

What if I could not complete the onboarding?[](https://docs.backed.fi/backed-platform/onboarding/onboarding-troubleshooting#what-if-i-could-not-complete-the-onboarding)

If the onboarding is not fully completed, you can [sign in](https://app.backed.fi/authenticate)
 using the email address you started the process with.

You will then receive a magic link to that email address. Click on the link, and you will be able to continue onboarding.

What if I uploaded the wrong document to the platform?[](https://docs.backed.fi/backed-platform/onboarding/onboarding-troubleshooting#what-if-i-uploaded-the-wrong-document-to-the-platform)

If you uploaded the wrong document in the KYC process, please contact [\[email protected\]](https://docs.backed.fi/cdn-cgi/l/email-protection)
.

[PreviousOnboarding](https://docs.backed.fi/backed-platform/onboarding)
[NextIssuance and Redemption](https://docs.backed.fi/backed-platform/issuance-and-redemption)

Last updated 8 months ago

---

# Issuance and Redemption | Backed Docs

[Issuance](https://docs.backed.fi/backed-platform/issuance-and-redemption/issuance)
[Redemption](https://docs.backed.fi/backed-platform/issuance-and-redemption/redemption)

[PreviousOnboarding Troubleshooting](https://docs.backed.fi/backed-platform/onboarding/onboarding-troubleshooting)
[NextIssuance](https://docs.backed.fi/backed-platform/issuance-and-redemption/issuance)

Last updated 8 months ago

---

# Backed API | Backed Docs

For Backed's API, please access: [https://api.backed.fi/api-docs/](https://api.backed.fi/api-docs/)

The first version of the Backed API allows users to fetch the sweeping wallets to issue and redeem without accessing the UI.

Find below

1.  Log into your account - - [https://app.backed.fi](https://app.backed.fi/settings/api)
    
2.  Go to settings - [https://app.backed.fi/settings/api](https://app.backed.fi/settings/api)
    
3.  Generate API Key
    
4.  Keep your API Key secure- **NOTE: We do not take responsibility for compromised API Keys.**
    
5.  Use your API Key to access our API to fetch your sweeping wallets.
    

Example curl request

Copy

    curl --request GET 'https://api.backed.fi/api/v1/client/sweepingWallets' \
    --header 'X-API-KEY: ${CLIENT_API_KEY}'

Example curl response

Copy

    {
        "issue": [\
            {\
                "address": "0x5f21e8d593b775f24b2143b926e7116d3e24c658",\
                "token": {\
                    "name": "Backed CSPX Core S&P 500",\
                    "symbol": "Backed CSPX Core S&P 500",\
                    "networks": [\
                        "Ethereum",\
                        "Polygon"\
                    ]\
                }\
            },\
            {\
                "address": "0x316ed630d30816b246b83ea3535938a1fc1be2a5",\
                "token": {\
                    "name": "Backed IBTA $ Treasury Bond 1-3yr",\
                    "symbol": "Backed IBTA $ Treasury Bond 1-3yr",\
                    "networks": [\
                        "Polygon",\
                        "Ethereum"\
                    ]\
                }\
            }\
        ],
        "redeem": {
            "address": "0x499ca77f59f760a6da5e30c0b591e6045805c2d1"
        }
    }

Response explained

issue

Array of objects

No

Information about sweeping wallets used for issuance

redeem

Object

No

Information about sweeping wallet use for redemption

Issue and Redeem attributes

address

String

No

Sweeping wallet address

token

Object

Yes

Information about sweeping wallet’s associated token

Token attributes

name

String

No

Name of the token

symbol

String

No

Symbol of the token

networks

Array of strings

No

List of supported networks

[PreviousRefunds](https://docs.backed.fi/backed-platform/limits-and-refunds/refunds)
[NextOracles](https://docs.backed.fi/backed-ecosystem/oracles)

Last updated 5 months ago

---

# Limits and Refunds | Backed Docs

[Limits](https://docs.backed.fi/backed-platform/limits-and-refunds/limits)
[Refunds](https://docs.backed.fi/backed-platform/limits-and-refunds/refunds)

[PreviousRedemption](https://docs.backed.fi/backed-platform/issuance-and-redemption/redemption)
[NextLimits](https://docs.backed.fi/backed-platform/limits-and-refunds/limits)

Last updated 8 months ago

---

# Proof of Reserves | Backed Docs

Backed guarantees that our tokens are 1 to 1 backed by underlying securities deposited in a Swiss custodian bank.

We have partnered with Chainlink and The Network Firm to verify this and to issue an independent Proof of Reserves (PoR) that attests to our underlying reserves.

**How does Backed PoR work?**

![](https://docs.backed.fi/~gitbook/image?url=https%3A%2F%2Fdocuments.lucid.app%2Fdocuments%2F1b191a34-b2fe-425d-8c34-c030c9abeab3%2Fpages%2Fm%7ETu0DqW1FiA%3Fa%3D3569%26x%3D-96%26y%3D83%26w%3D2091%26h%3D364%26store%3D1%26accept%3Dimage%252F*%26auth%3DLCA%2520b372a27dfdc69237d0d64c9ba015e03bd9df3b0e11ee08095d90a0d6ce0d2a62-ts%253D1694701728&width=768&dpr=4&quality=100&sign=becfc7d1&sv=2)

Backed Proof of Reserves Architecture

The Network Firm, a reputable auditing firm, has full access to our custody accounts via the bank API endpoints and can independently check the status of our underlying reserves.

This information is passed via an external adapter to Chainlink. Multiple nodes, all part of the Chainlink Decentralised Oracle Network, read the value passed by the auditor and propagate it on-chain, where it is publicly available to everyone.

**How frequently is Backed PoR updated?**

Chainlink will update the Backed Proof of Reserves every 24 hours or sooner if there is a deviation from the previous value of more than 10%.

**Where can I find Backed PoR?**

You can find all the securities covered by the Backed Proof of Reserves at the website [por.backed.fi](https://por.backed.fi/)

[PreviousOracles](https://docs.backed.fi/backed-ecosystem/oracles)
[NextWrapped bTokens](https://docs.backed.fi/backed-ecosystem/wrapped-btokens)

Last updated 8 months ago

---

# Refunds | Backed Docs

In case a transaction makes the user pass their account limits by more than 10% we will not process the transaction and the account will be temporarily disabled.

In those situations, we will revert the funds to the client and proceed with a refund, while charging a processing fee of CHF 50.

The refund will be sent to the same address from which the original transaction was received.

**Conditions for refunds**

We will proceed with a refund only if the following conditions are met:

*   Funds come from an existing client who has been onboarded and approved.
    
*   Funds come from a registered wallet.
    
*   There are no indications of money laundering, financing of terrorism or sanctions violation.
    

[PreviousLimits](https://docs.backed.fi/backed-platform/limits-and-refunds/limits)
[NextBacked API](https://docs.backed.fi/backed-platform/backed-api)

Last updated 8 months ago

---

# Oracles | Backed Docs

Every bToken has a dedicated oracle that provides the price of the underlying asset on-chain.

You can find the complete list of our oracles at [https://oracles.backed.fi/](https://oracles.backed.fi/)

**Oracle forwarder**

Internally managed oracles are built in two layers. The inner layer is the oracle implementation itself, the outer layer, called "Forwarder", is an agnostic contract that simply acts as a show pointer. Currently, it points to our internal implementation. This is done such that we would have the flexibility of pointing the oracle in the future to another oracle. Either to a new version of an internal oracle, or to an externally managed oracle.

**How frequently are Backed Oracles updated?**

All bToken oracles are updated daily or when a price deviation bigger than 10% is identified.

**Who supports Backed oracles?**

Our oracles are provided either internally or by Chainlink.

[PreviousBacked API](https://docs.backed.fi/backed-platform/backed-api)
[NextProof of Reserves](https://docs.backed.fi/backed-ecosystem/proof-of-reserves)

Last updated 8 months ago

---

# Limits | Backed Docs

Every account at Backed has operational limits. The limits are variable and can be adjusted based on the client's needs.

**Category**

**Daily (24 hours) limit**

**Monthly (30 days) limit**

Professionals

5M CHF (24 hours)

30M CHF (30 days)

Institutions

20M CHF (24 hours)

300M CHF (30 days)

To modify your limit category, please reach out to [\[email protected\]](https://docs.backed.fi/cdn-cgi/l/email-protection#d4a7a1a4a4bba6a094b6b5b7bfb1b0fab2bd)

What happens if I exceed my limits?[](https://docs.backed.fi/backed-platform/limits-and-refunds/limits#what-happens-if-i-exceed-my-limits)

Once an account exceeds its limits, it is temporarily disabled. In that case, please reach out to our team to activate it and update your account limit category if required.

What transactions are included in my limit allowance?[](https://docs.backed.fi/backed-platform/limits-and-refunds/limits#what-transactions-are-included-in-my-limit-allowance)

Both Issuances and Redemptions are counted in your daily and monthly allowance.

Where can I check my limits?[](https://docs.backed.fi/backed-platform/limits-and-refunds/limits#where-can-i-check-my-limits)

Backed clients can check their daily and monthly limits directly on the Homepage of the User Account.

![](https://docs.backed.fi/~gitbook/image?url=https%3A%2F%2F3398312553-files.gitbook.io%2F%7E%2Ffiles%2Fv0%2Fb%2Fgitbook-x-prod.appspot.com%2Fo%2Fspaces%252FVtmMFAYoBMDopIcvy7Tc%252Fuploads%252FtPRPqT5XodwCnCQqBZEp%252FScreenshot%25202023-06-01%2520at%252011.44.24.png%3Falt%3Dmedia%26token%3Dbefe0485-7cb3-4757-86fe-ac60e0360cf0&width=300&dpr=4&quality=100&sign=258ef9b3&sv=2)

What happens to the transaction that exceeded the limits?[](https://docs.backed.fi/backed-platform/limits-and-refunds/limits#what-happens-to-the-transaction-that-exceeded-the-limits)

If the transaction exceeds the limits by a maximum of 10%, it is completed, and the account is disabled.

If the transaction exceeds the limits by more than 10%, it is not processed, and the account is disabled.

The funds will then be reverted to the client via our [Refund process](https://docs.backed.fi/backed-platform/limits-and-refunds/refunds)
.

[PreviousLimits and Refunds](https://docs.backed.fi/backed-platform/limits-and-refunds)
[NextRefunds](https://docs.backed.fi/backed-platform/limits-and-refunds/refunds)

Last updated 8 months ago

---

# Wrapped bTokens | Backed Docs

[](https://docs.backed.fi/backed-ecosystem/wrapped-btokens#what-are-wrapped-btokens)

**What are Wrapped bTokens?**


-----------------------------------------------------------------------------------------------------------------------

Wrapped bTokens (or wbTokens) are wrapped versions of bTokens to be used within DeFi to avoid loss to rebasing due to corporate actions such as stock splits or dividend payouts. Just like using wstETH instead of stETH in DEX pools or lending markets.

[](https://docs.backed.fi/backed-ecosystem/wrapped-btokens#how-can-i-get-access-to-wrapped-btokens)

**How can I get access to Wrapped bTokens?**


-----------------------------------------------------------------------------------------------------------------------------------------------------

If you hold bTokens, you can wrap it via our DeFi dashboard.

[https://defi.backed.fi/](https://defi.backed.fi/)

[](https://docs.backed.fi/backed-ecosystem/wrapped-btokens#what-are-the-addresses-for-the-current-wrapped-btokens)

What are the addresses for the current Wrapped bTokens?


-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------

1.  wbCOIN - 0xdec933e2392ad908263e70a386fbf34e703ffe8f
    
2.  wbTSLA - 0x1f82284c1658ad71c576f7230e6c2dee7901c1fa
    
3.  wbNVDA - 0x7e8101a1c322d394b3961498c7d40d2dfa94c392
    
4.  wbMSTR - 0x1a4f71b0ff3c22540887bcf83b50054a213c673d
    

[](https://docs.backed.fi/backed-ecosystem/wrapped-btokens#why-are-some-btokens-not-available-to-be-wrapped)

Why are some bTokens not available to be wrapped?


-------------------------------------------------------------------------------------------------------------------------------------------------------------------

bCSPX, for example, is not available to be wrapped, as it is not rebasing. As the ETF is accumulating, there is no rebasing needed.

[PreviousProof of Reserves](https://docs.backed.fi/backed-ecosystem/proof-of-reserves)
[NextAEOI - Q&A and Definitions](https://docs.backed.fi/legal-and-compliance/aeoi-q-and-a-and-definitions)

Last updated 8 months ago

*   [What are Wrapped bTokens?](https://docs.backed.fi/backed-ecosystem/wrapped-btokens#what-are-wrapped-btokens)
    
*   [How can I get access to Wrapped bTokens?](https://docs.backed.fi/backed-ecosystem/wrapped-btokens#how-can-i-get-access-to-wrapped-btokens)
    
*   [What are the addresses for the current Wrapped bTokens?](https://docs.backed.fi/backed-ecosystem/wrapped-btokens#what-are-the-addresses-for-the-current-wrapped-btokens)
    
*   [Why are some bTokens not available to be wrapped?](https://docs.backed.fi/backed-ecosystem/wrapped-btokens#why-are-some-btokens-not-available-to-be-wrapped)

---

# Entities | Backed Docs

262KB

[JE - CRS+FATCA self certification - Entities 20MAR24 .pdf](https://3398312553-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FVtmMFAYoBMDopIcvy7Tc%2Fuploads%2FUlnilw5bX8x4xLEY1x6H%2FJE%20-%20CRS%2BFATCA%20self%20certification%20-%20Entities%2020MAR24%20.pdf?alt=media&token=0b66085a-d10f-4766-92b0-aad93466a26d)

PDF

Download[Open](https://3398312553-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FVtmMFAYoBMDopIcvy7Tc%2Fuploads%2FUlnilw5bX8x4xLEY1x6H%2FJE%20-%20CRS%2BFATCA%20self%20certification%20-%20Entities%2020MAR24%20.pdf?alt=media&token=0b66085a-d10f-4766-92b0-aad93466a26d)

[PreviousIndividuals](https://docs.backed.fi/legal-and-compliance/fatca-crs/individuals)
[NextControlling Persons](https://docs.backed.fi/legal-and-compliance/fatca-crs/controlling-persons)

Last updated 1 year ago

---

# Controlling Persons | Backed Docs

194KB

[JE - CRS+FATCA self certification Controlling Person 20MAR24.pdf](https://3398312553-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FVtmMFAYoBMDopIcvy7Tc%2Fuploads%2FXKXRG7Y54bF491Ci9LVY%2FJE%20-%20CRS%2BFATCA%20self%20certification%20Controlling%20Person%2020MAR24.pdf?alt=media&token=14aba4ba-065e-4b7a-bd73-862cafbaf41f)

PDF

Download[Open](https://3398312553-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FVtmMFAYoBMDopIcvy7Tc%2Fuploads%2FXKXRG7Y54bF491Ci9LVY%2FJE%20-%20CRS%2BFATCA%20self%20certification%20Controlling%20Person%2020MAR24.pdf?alt=media&token=14aba4ba-065e-4b7a-bd73-862cafbaf41f)

[PreviousEntities](https://docs.backed.fi/legal-and-compliance/fatca-crs/entities)
[NextBrand Assets](https://docs.backed.fi/branding/brand-assets)

Last updated 2 years ago

---

# FATCA/CRS | Backed Docs

[Individuals](https://docs.backed.fi/legal-and-compliance/fatca-crs/individuals)

[Entities](https://docs.backed.fi/legal-and-compliance/fatca-crs/entities)

[Controlling Persons](https://docs.backed.fi/legal-and-compliance/fatca-crs/controlling-persons)

[PreviousAEOI - Q&A and Definitions](https://docs.backed.fi/legal-and-compliance/aeoi-q-and-a-and-definitions)
[NextIndividuals](https://docs.backed.fi/legal-and-compliance/fatca-crs/individuals)

Last updated 1 year ago

---

# Individuals | Backed Docs

169KB

[JE - CRS+FATCA self certification - Individuals 20MAR24.pdf](https://3398312553-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FVtmMFAYoBMDopIcvy7Tc%2Fuploads%2FBWjTnLnljz49ZbZTAZi3%2FJE%20-%20CRS%2BFATCA%20self%20certification%20-%20Individuals%2020MAR24.pdf?alt=media&token=c1672693-958b-43ad-895a-a946b96ac8ef)

PDF

Download[Open](https://3398312553-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FVtmMFAYoBMDopIcvy7Tc%2Fuploads%2FBWjTnLnljz49ZbZTAZi3%2FJE%20-%20CRS%2BFATCA%20self%20certification%20-%20Individuals%2020MAR24.pdf?alt=media&token=c1672693-958b-43ad-895a-a946b96ac8ef)

[PreviousFATCA/CRS](https://docs.backed.fi/legal-and-compliance/fatca-crs)
[NextEntities](https://docs.backed.fi/legal-and-compliance/fatca-crs/entities)

Last updated 1 year ago

---

# AEOI - Q&A and Definitions | Backed Docs

Backed Assets (JE) Limited (Backed) is a reporting Jersey financial institution in accordance with the FATCA and Common Reporting Standard regimes adopted by Jersey (AEOI).

Under AEOI, Jersey exchanges data with jurisdictions with which a reciprocal agreement is in place (Reportable Jurisdictions).

As a reporting Jersey financial institution, Backed must determine the tax residence(s) and AEOI classification of all its clients.

Every year Backed must report to the Jersey Tax Authorities (TA) certain information regarding certain account holders (and in certain cases, "Controlling Persons" of certain account holders) who are tax resident in a Reportable Jurisdiction.

The TA then sends the information reported to the tax authorities in the jurisdiction(s) of tax residence of these account holders (and, where applicable, their Controlling Persons).

[](https://docs.backed.fi/legal-and-compliance/aeoi-q-and-a-and-definitions#how-might-aeoi-affect-you)

How might AEOI affect you?


--------------------------------------------------------------------------------------------------------------------------------------

During the account opening process, you will be asked to confirm your jurisdiction(s) of tax residence and your Taxpayer Identification Number(s) (TIN).

[](https://docs.backed.fi/legal-and-compliance/aeoi-q-and-a-and-definitions#what-will-backed-report-to-the-ta)

What will Backed report to the TA?


------------------------------------------------------------------------------------------------------------------------------------------------------

The reportable information includes:

*   the account holder’s personal data (name, address, jurisdiction of tax residence, date of birth, TIN); and
    
*   account information (account number, aggregate balance or value of the account by 31st December, investment income including total gross amount of interest, dividends or other income and total gross proceeds from sales or redemptions).
    

In certain cases, Backed must also report on the Controlling Persons of an entity account holder, where that entity is classified as a Passive NFFE/ NFE.

If an entity classifies as Financial Institution, the entity itself may be responsible to report its relevant account holders to its local tax authority.

[](https://docs.backed.fi/legal-and-compliance/aeoi-q-and-a-and-definitions#for-what-purpose-will-this-information-be-used)

For what purpose will this information be used?


--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------

The TA will send the information received from Backed to the tax authority in the relevant Reportable Jurisdiction(s). In principle, the information exchanged may only be shared with the tax authorities of the relevant jurisdiction(s) of tax residence and may only be used for tax purposes. The information must be treated as confidential.

[](https://docs.backed.fi/legal-and-compliance/aeoi-q-and-a-and-definitions#definitions)

DEFINITIONS


---------------------------------------------------------------------------------------------------------

Account Holder

The term Account Holder means the person listed or identified as the holder of an account. A person, other than a Financial Institution, holding an account for the benefit or account of another person as agent, custodian, nominee, signatory, investment advisor, or intermediary, is not treated as holding the account, and such other person is treated as the Account Holder for AEOI purposes. Please note that for AEOI purposes in the case of trusts it is not the trustee that is treated as holding the account, but the trust itself.

FATCA

FATCA is an abbreviation of Foreign Account Tax Compliance Act. This US tax legislation is aimed at identifying US Persons that have an account or financial assets outside of the United States.

Intergovernmental Agreement (IGA)

The term Intergovernmental Agreement, or short IGA, means an agreement or arrangement between the US and a foreign government governing the implementation of FATCA in such non-US jurisdiction.

CRS

“CRS” stands for Common Reporting Standard. It is an internationally agreed standard for Automatic Exchange of Information on financial account information, endorsed by the OECD and the Global Forum for Transparency and Exchange of Information for Tax Purposes. The CRS sets out the financial account information to be exchanged, the financial institutions required to report, the different types of accounts and taxpayers covered, as well as the customer due diligence procedures to be followed by financial institutions.

Controlling Person

A natural person who exercises direct or indirect control over an entity. In the case of a trust, such term means the settlor(s), the trustees(s), the protector(s) (if any), the beneficiary(ies) or class(es) of beneficiaries, and any other natural person(s) exercising ultimate effective control over the trust, and in the case of a legal arrangement other than a trust, such term means persons in equivalent or similar positions. The term ‘Controlling Person’ shall be interpreted in a manner consistent with the Financial Action Task Force Recommendations.

Participating Jurisdiction

In relation to the CRS, the term Participating Jurisdiction means a jurisdiction (i) with which Jersey has an agreement in place pursuant to which it will provide certain information specified in the CRS, and (ii) which is identified in a published list.

Reportable Jurisdiction

In relation to the CRS, the term Reportable Jurisdiction means a Participating Jurisdiction with which Jersey is obliged to provide the information about the residents of that jurisdiction and their accounts (Reportable Accounts).

Reportable Account

In relation to the CRS, the term Reportable Account means an account held by one or more Reportable Persons or by a Passive NFE (or a Professionally Managed Investment Entity in a Non-Participating Jurisdiction) with one or more Controlling Persons that is a Reportable Person, provided it has been identified as such pursuant to the applicable CRS due diligence procedures.

Reportable Person

In relation to the CRS, the term Reportable Person means a person that is resident for tax purposes in a Reportable Jurisdiction under the tax laws of such jurisdiction other than: (i) a corporation the stock of which is regularly traded on one or more established securities markets; (ii) any corporation that is a Related Entity of a corporation described in clause (i); (iii) a Governmental Entity; (iv) an International Organisation; (v) a Central Bank; or (vi) a Financial Institution.

(Foreign) Financial Institution (FFI/ FI)

An entity that qualifies as a Custodial Institution, a Depository Institution, an Investment Entity or a Specified Insurance Company.

Non-Financial (Foreign) Entity (NFFE/ NFE)

An entity that is not an FFI/ FI.

Active NFFE/ NFE

Active NFFE/NFE by reason of income and assets:

*   less than 50% of the gross income for the preceding calendar year or other appropriate reporting period is passive income, and
    
*   less than 50% of the assets held by the NFE during the preceding calendar year or other appropriate reporting period are assets that produce or are held for the production of passive income.
    

Qualified listed stock corporations and their related entities

Governmental entities, international organizations, central banks and entities under the sole ownership of such NFFE/NFEs.

Holding NFFE/NFEs that are member of a non-financial group

*   substantially all (i.e. 80% or more measured against an entity’s gross income) the activities of the NFE consist of holding (in whole or in part) the issued stock of one or more subsidiaries that engage in businesses other than the business of a FI, or
    
*   providing financing and services to such subsidiaries.
    

Start-up NFFE/NFEs

*   is not yet operation
    
*   has not had any operations in the past
    
*   invests equity in assets with the intention of operating a business other than a FFI/FI, and
    
*   has been established for no more than 24 months.
    

NFFE/NFEs that are liquidating or under reorganization

Treasury centers that are part of a non-financial group

Non-profit NFFE/NFEs

Passive NFFE/ NFE

A NFFE/NFE which is not an Active NFFE/NFE; or

In the case of the CRS (and not in the case of FATCA), a professionally-managed investment entity resident in a non-Participating Jurisdiction.

Passive Income

*   Dividends,
    
*   interest,
    
*   income equivalent to interest,
    
*   rents and royalties, other than rents and royalties derived in the active conduct of a business conducted, at least in part by the employees of the NFE
    
*   annuities
    
*   etc.
    

TIN

The term TIN means Taxpayer Identification Number or a functional equivalent in the absence of a TIN. A TIN is a unique combination of letters or numbers assigned by a jurisdiction to an individual or an entity and used to identify the individual or entity for the purposes of administering the tax laws of such jurisdiction. Further details of acceptable TINs can be found on the OECD AEOI Portal (http://www.oecd.org/tax/automatic-exchange/).

Custodial Institution

An entity that holds, as a substantial portion of its business, Financial Assets for the account of others. This is the case if the gross income of the entity attributable to the holding of Financial Assets and related financial services equals or exceeds 20 percent of the entity’s gross income during the shorter of the three-year period ending as of 31 December (or the final day of a non-calendar year accounting period) prior to the year in which the determination is being made, or the period during which the entity has been in existence.

Depository Institution

An entity that accepts deposits in the ordinary course of a banking or similar business. An entity conducts banking or similar activities if it accepts deposits or similar investments of funds (on the liabilities side of the balance sheet) while regularly engaging in at least one of the following activities (on the assets side of the balance sheet):

*   makes personal, mortgage, industrial, or other loans or provides other extensions of credit;
    
*   purchases, sells, discounts or negotiates accounts receivable, installment obligations, notes, bills of exchange, drafts, checks, acceptances or other evidence of indebtedness;
    
*   issues letters of credit and negotiates drafts drawn thereunder;
    
*   provides trust or fiduciary services;
    
*   finances foreign exchange transactions; or
    
*   enters into, purchases, or disposes of finance leases or leased assets.
    

Under the CRS, an entity is not considered engaged in a banking or similar business if the entity solely accepts deposits from persons as a collateral or security payment pursuant to a sale or lease of property or pursuant to a similar financing arrangement between such entity and not the person from whom the entity received the deposit.

Entity

Legal entities and legal structures (e.g. stock corporations, partnerships, collective capital investment schemes, trusts or foundations)

Financial Assets

Includes securities (e.g. shares in the share capital of a corporation, interests or beneficial ownership of the interests in a free float or listed partnership or trust, as well as bonds, notes, debentures, other debt instruments or interests in collective investment schemes), partnership interests, commodity transactions, swaps, insurance or annuity contracts or interests in securities (including exchange traded and non-exchange traded futures and options).

The term Financial Assets does not include non-trading assets.

Investment Entity

An entity that meets at least one of the conditions a) or b) below:

a. an entity that primarily conducts one or more of the following business activities for a customer:

i. trading in money market instruments; foreign exchange; exchange, interest rate and index instruments; transferable securities; or commodities futures trading;

ii. individual and collective portfolio management; or

iii. otherwise investing, administering, or managing Financial Assets or money on behalf of other persons;

b. an entity the gross income of which is primarily attributable to investing, reinvesting, or trading in Financial Assets, if the entity is managed by another entity that is a Depository Institution, a Custodial Institution, a Specified Insurance Company or an Investment Entity.

An entity is treated as primarily conducting as a business one or more of the activities described in a) above or an entities gross income is primarily attributable to investing, reinvesting or trading in Financial Assets for the purpose of b) above, if the entity’s gross income attributable to the relevant activities equals or exceeds 50 percent of the entity’s gross income during the shorter of (i) the three-year period ending as of 31 December of the year preceding the year in which the determination is made, or (ii) the period during which the entity has been in existence. The term “Investment Entity” does not include an entity that is an Active NFE.

Professionally managed

This is relevant to the CRS only. Another FI (e.g. bank, asset manager) performs with discretionary decision-making authority services on the entity’s behalf, such as:

*   Trading in financial instruments
    
*   Portfolio management
    
*   Otherwise investing, administering or managing funds, money or financial assets
    

It is sufficient if only parts of the entities’ assets are professionally managed as per above.

Specified Insurance Company

An entity that is an insurance company (or the holding company of an insurance company) that issues, or is obliged to make payments with respect to, a Cash Value Insurance Contract or an Annuity Contract.

For additional information, please refer to the FTA’s publications on the subject: [https://www.estv.admin.ch/estv/de/home/internationales-steuerrecht/international-aia/aia-publikationen.html#gesetzliche\_grundlag\_\_content\_estv\_de\_home\_internationales-steuerrecht\_international-aia\_aia-publikationen\_jcr\_content\_par\_tabs](https://www.estv.admin.ch/estv/de/home/internationales-steuerrecht/international-aia/aia-publikationen.html#gesetzliche_grundlag__content_estv_de_home_internationales-steuerrecht_international-aia_aia-publikationen_jcr_content_par_tabs)

_(available in German, French and Italian)_

[PreviousWrapped bTokens](https://docs.backed.fi/backed-ecosystem/wrapped-btokens)
[NextFATCA/CRS](https://docs.backed.fi/legal-and-compliance/fatca-crs)

Last updated 1 year ago

*   [How might AEOI affect you?](https://docs.backed.fi/legal-and-compliance/aeoi-q-and-a-and-definitions#how-might-aeoi-affect-you)
    
*   [What will Backed report to the TA?](https://docs.backed.fi/legal-and-compliance/aeoi-q-and-a-and-definitions#what-will-backed-report-to-the-ta)
    
*   [For what purpose will this information be used?](https://docs.backed.fi/legal-and-compliance/aeoi-q-and-a-and-definitions#for-what-purpose-will-this-information-be-used)
    
*   [DEFINITIONS](https://docs.backed.fi/legal-and-compliance/aeoi-q-and-a-and-definitions#definitions)

---

# Brand Assets | Backed Docs

Backed Logos

PNG[](https://docs.backed.fi/branding/brand-assets#png)

![](https://docs.backed.fi/~gitbook/image?url=https%3A%2F%2F3398312553-files.gitbook.io%2F%7E%2Ffiles%2Fv0%2Fb%2Fgitbook-x-prod.appspot.com%2Fo%2Fspaces%252FVtmMFAYoBMDopIcvy7Tc%252Fuploads%252FMZMJVJNFEQAvQYqtfLgm%252Fbacked-logo-a-black.png%3Falt%3Dmedia%26token%3D18025386-0aba-4b46-8459-a9f4ca74d1bf&width=768&dpr=4&quality=100&sign=9cdcb082&sv=2)

![](https://docs.backed.fi/~gitbook/image?url=https%3A%2F%2F3398312553-files.gitbook.io%2F%7E%2Ffiles%2Fv0%2Fb%2Fgitbook-x-prod.appspot.com%2Fo%2Fspaces%252FVtmMFAYoBMDopIcvy7Tc%252Fuploads%252F5xOzwNho13oO71lObGMO%252Fbacked-logo-a-white.png%3Falt%3Dmedia%26token%3Dbbf55666-ef54-4873-997d-f6cb71fd2755&width=768&dpr=4&quality=100&sign=54d0b376&sv=2)

![](https://docs.backed.fi/~gitbook/image?url=https%3A%2F%2F3398312553-files.gitbook.io%2F%7E%2Ffiles%2Fv0%2Fb%2Fgitbook-x-prod.appspot.com%2Fo%2Fspaces%252FVtmMFAYoBMDopIcvy7Tc%252Fuploads%252FLNXRB8kEbrmLT8B1QBou%252Fbacked-icon-a-black.png%3Falt%3Dmedia%26token%3D07dadfd4-81fe-432f-83a8-ae8762e0de01&width=768&dpr=4&quality=100&sign=164f3e57&sv=2)

![](https://docs.backed.fi/~gitbook/image?url=https%3A%2F%2F3398312553-files.gitbook.io%2F%7E%2Ffiles%2Fv0%2Fb%2Fgitbook-x-prod.appspot.com%2Fo%2Fspaces%252FVtmMFAYoBMDopIcvy7Tc%252Fuploads%252FNycZOX8jyUDxYGjAYMXy%252Fbacked-icon-a-white.png%3Falt%3Dmedia%26token%3Dcf039075-8cb4-465f-a42a-cff65a5789f0&width=768&dpr=4&quality=100&sign=b4af25b9&sv=2)

SVG[](https://docs.backed.fi/branding/brand-assets#svg)

![](https://docs.backed.fi/~gitbook/image?url=https%3A%2F%2F3398312553-files.gitbook.io%2F%7E%2Ffiles%2Fv0%2Fb%2Fgitbook-x-prod.appspot.com%2Fo%2Fspaces%252FVtmMFAYoBMDopIcvy7Tc%252Fuploads%252FoMae0lP4a9fvE5H2UKIk%252Fbacked-logo-a-black.svg%3Falt%3Dmedia%26token%3D148fa89f-5a50-42d6-8de8-1782bd027611&width=768&dpr=4&quality=100&sign=780b35c2&sv=2)

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[PreviousControlling Persons](https://docs.backed.fi/legal-and-compliance/fatca-crs/controlling-persons)

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