# Table of Contents - [Rialo Isn't a Layer One.](#rialo-isn-t-a-layer-one-) - [Rialo](#rialo) - [Rialo](#rialo) - [Rialo](#rialo) - [Privacy Policy](#privacy-policy) - [Brand Assets](#brand-assets) - [Terms of Service](#terms-of-service) --- # Rialo Isn't a Layer One. $20M Subzero Labs Initial Raise to Build Rialo [Read Announcement](https://fortune.com/crypto/2025/08/01/subzero-labs-seed-raise-pantera-capital-blockchain-rialo/) Early Access ------------ ![Close](https://cdn.prod.website-files.com/6883572e6ebf68cfe676dd65/6883572e6ebf68cfe676ddbe_close.svg) Get exclusive early access to Rialo and stay updated on our latest developments. Name Email Address Your spot on the waitlist is confirmed. We'll keep you posted with next steps and early access updates soon. Oops! Something went wrong while submitting the form. Share your Rialo Design on X ---------------------------- ![Close](https://cdn.prod.website-files.com/6883572e6ebf68cfe676dd65/6883572e6ebf68cfe676ddbe_close.svg) ![](https://cdn.prod.website-files.com/plugins/Basic/assets/placeholder.60f9b1840c.svg) [1\. cOpy To Clipboard](https://www.rialo.io/#) [2\. Create X post](https://www.rialo.io/#) Say hello to Rialo. T h e o n l y n e t w o r k d e s i g n e d f o r =============================================================================== real world real users B u i l d h e r e . S h i p a n y w h e r e . ----------------------------------------------------------------------------- E v e r y t h i n g b u i l d e r s n e e d , b u i l t i n . J u s t p l u g i n , b u i l d f a s t , s h i p f a s t e r , a n d m e e t u s e r s w h e r e t h e y a r e . R e a l W o r l d A p p s . ---------------------------------------------- R i a l o l e t s a p p s t a l k t o t h e i n t e r n e t n a t i v e l y s o m i d d l e \- w a r e s t a c k s b e c o m e o p t i o n a l . W h e t h e r i t ’ s p a y m e n t s , w e a t h e r o r s h i p p i n g i n f o . A p p s j u s t l a u n c h . L o g i c j u s t r u n s . T h i n g s j u s t w o r k . R e a l W o r l d D a t a . ---------------------------------------------- A s s e t p r i c i n g i n r e a l t i m e , d e l i v e r e d n a t i v e l y o n c h a i n . T r u s t \- m i n i m i z e d f e e d s w i t h s t a b l e c o s t s a n d n o o r a c l e s . R e a l W o r l d S p e e d . ------------------------------------------------- N o d e l a y s . N o w a i t i n g . A p p l i c a t i o n s o n R i a l o r e a c t t o t h e r e a l w o r l d , f r o m p r i c e p u m p s t o c h e c k \- i n s t o d a i l y r o u t i n e s . R e a l W o r l d C o n n e c t i v i t y . ---------------------------------------------------------------------- D a t a m o v e s b e t w e e n a p p s a n d c h a i n s w i t h o u t b r i d g e s , w r a p p e r s , o r h a c k s . T h a t m e a n s s m a r t e r p r i c i n g , f a i r e r s w a p s , a n d r e a l \- t i m e r e a c t i o n s . N o m o r e “ p l e a s e w a i t ” s c r e e n s . R e a l W o r l d P r i v a c y . ------------------------------------------------------- A p p s c a n s e n d e n c r y p t e d m e s s a g e s d i r e c t l y t o r e a l p e o p l e — v i a e m a i l , p h o n e , o r d e v i c e I D . N o s e t u p . N o w a l l e t s . J u s t s e c u r e \- b y \- d e f a u l t c o m m u n i c a t i o n . C o n t r i b u t o r s ---------------------------------------- O u r c o n t r i b u t o r s c o m p r i s e e x p e r i e n c e d b u i l d e r s a n d r e s e a r c h e r s f r o m l e a d i n g o r g a n i z a t i o n s a c r o s s b l o c k c h a i n i n f r a s t r u c t u r e a n d h y p e r \- g r o w t h c o m p a n i e s . C o l l e c t i v e l y , w e h a v e c o n t r i b u t e d t o s o m e o f t h e m o s t f o u n d a t i o n a l p r o j e c t s i n t h e e c o s y s t e m . T o d a y , w e a r e f o c u s e d o n d e s i g n i n g t h e n e x t \- g e n e r a t i o n o f d e c e n t r a l i z e d n e t w o r k s t h a t t r a n s c e n d i n c r e m e n t a l i n n o v a t i o n . ![Meta](https://cdn.prod.website-files.com/6883572e6ebf68cfe676dd65/6883572e6ebf68cfe676dd93_meta.svg)![netflix](https://cdn.prod.website-files.com/6883572e6ebf68cfe676dd65/6883572e6ebf68cfe676dd9e_netflix.svg)![Google ](https://cdn.prod.website-files.com/6883572e6ebf68cfe676dd65/6883572e6ebf68cfe676dd97_google.svg)![apple](https://cdn.prod.website-files.com/6883572e6ebf68cfe676dd65/6883572e6ebf68cfe676dd99_apple.svg)![microsoft](https://cdn.prod.website-files.com/6883572e6ebf68cfe676dd65/6883572e6ebf68cfe676dda6_microsoft.svg)![Amazon](https://cdn.prod.website-files.com/6883572e6ebf68cfe676dd65/6883572e6ebf68cfe676dd95_amazon.svg)![uber](https://cdn.prod.website-files.com/6883572e6ebf68cfe676dd65/6883572e6ebf68cfe676dd9f_uber.svg)![robinhood](https://cdn.prod.website-files.com/6883572e6ebf68cfe676dd65/6883572e6ebf68cfe676dda3_robinhood.svg)![VMware](https://cdn.prod.website-files.com/6883572e6ebf68cfe676dd65/6883572e6ebf68cfe676dda0_VMware.svg)![mysten labs](https://cdn.prod.website-files.com/6883572e6ebf68cfe676dd65/6883572e6ebf68cfe676dda4_mysten-labs.svg)![](https://cdn.prod.website-files.com/6883572e6ebf68cfe676dd65/688c8c21c814f568550d4f76_PAN_HORIZONTAL_LOGO.png)![Solana](https://cdn.prod.website-files.com/6883572e6ebf68cfe676dd65/6883572e6ebf68cfe676dd96_Solana.svg)![magic-eden](https://cdn.prod.website-files.com/6883572e6ebf68cfe676dd65/6883572e6ebf68cfe676dd9a_magic-eden.svg)![eigenlayer](https://cdn.prod.website-files.com/6883572e6ebf68cfe676dd65/6883572e6ebf68cfe676dd92_eigenlayer.svg)![near](https://cdn.prod.website-files.com/6883572e6ebf68cfe676dd65/6883572e6ebf68cfe676dda2_near.svg)![linera](https://cdn.prod.website-files.com/6883572e6ebf68cfe676dd65/6883572e6ebf68cfe676dd98_linera.svg)![parity](https://cdn.prod.website-files.com/6883572e6ebf68cfe676dd65/6883572e6ebf68cfe676dda1_parity.svg)![Diem](https://cdn.prod.website-files.com/6883572e6ebf68cfe676dd65/6883572e6ebf68cfe676dd94_diem.svg)![](https://cdn.prod.website-files.com/6883572e6ebf68cfe676dd65/688c8917806ddae7e1cbade5_id4NACAuFi_logos.svg)![](https://cdn.prod.website-files.com/6883572e6ebf68cfe676dd65/688c89177c976e88db1044c2_idS9hRcw0S_1754036439256.svg)![](https://cdn.prod.website-files.com/6883572e6ebf68cfe676dd65/688c8917fa2b0ac71e794336_MoonPay%20(1).svg)![](https://cdn.prod.website-files.com/6883572e6ebf68cfe676dd65/688c8917eadd197209d79b6d_0bf2c89c6b85312831ae62d142122893_Red_Hat_Logo_2019.svg)![](https://cdn.prod.website-files.com/6883572e6ebf68cfe676dd65/688c8917f989439d2f73a944_idSle4B7j2_logos.png)![](https://cdn.prod.website-files.com/6883572e6ebf68cfe676dd65/688c891720834b63d6905a2a_Logotype%20Dark.png) R i a l o w o r k s t h e w a y a p p s s h o u l d . ----------------------------------------------------------------------------------------- N o p l u g i n s . N o p a t c h w o r k . R i a l o u n i f i e s w h a t u s e d t o b e f r a g m e n t e d i n t o a s i n g l e , f u l l \- s t a c k s y s t e m , s o a p p s c a n l a u n c h f a s t e r , a n d r u n s m o o t h e r l i k e t h e p r o d u c t s p e o p l e e x p e c t . W e b c a l l s , s m a r t t r i g g e r s , c r o s s \- c h a i n f l o w s , i t ’ s a l l n a t i v e . B u i l d L e s s , B u i l d M o r e . R i a l o i s n ’ t a L a y e r O n e . Share Your Rialo Design ![](https://cdn.prod.website-files.com/6883572e6ebf68cfe676dd65/6883572e6ebf68cfe676ddec_test%20mobile.svg) [For \ Builders\ \ ![for builders](https://cdn.prod.website-files.com/6883572e6ebf68cfe676dd65/6883572e6ebf68cfe676ddd1_for-builders.svg)](https://forms.gle/if2Fix5tYC1wz3JD9) [For \ Everyone else\ \ ![for everyone](https://cdn.prod.website-files.com/6883572e6ebf68cfe676dd65/6883572e6ebf68cfe676ddd0_for-everyone.svg)](https://www.rialo.io/posts/introducing-rialo) ![Background Image](https://cdn.prod.website-files.com/6883572e6ebf68cfe676dd65/6883572e6ebf68cfe676ddd8_Background%20Image.svg) Careers ------- If you are motivated by technical depth, long-horizon thinking, and the opportunity to help define the future of blockchain infrastructure, we encourage you to explore our open roles or contact us directly. We are currently hiring across key functions, including: [Engineering\ \ ![Engineering](https://cdn.prod.website-files.com/6883572e6ebf68cfe676dd65/6883572e6ebf68cfe676ddca_Engineering.svg)](https://jobs.ashbyhq.com/subzero) [Research\ \ ![Research](https://cdn.prod.website-files.com/6883572e6ebf68cfe676dd65/6883572e6ebf68cfe676ddcb_Research.svg)](https://jobs.ashbyhq.com/subzero) [Growth\ \ ![Growth](https://cdn.prod.website-files.com/6883572e6ebf68cfe676dd65/6883572e6ebf68cfe676ddc5_Growth.svg)](https://jobs.ashbyhq.com/subzero) [Marketing\ \ ![Marketing](https://cdn.prod.website-files.com/6883572e6ebf68cfe676dd65/6883572e6ebf68cfe676ddcd_Marketing.svg)](https://jobs.ashbyhq.com/subzero) [Product\ \ ![Product](https://cdn.prod.website-files.com/6883572e6ebf68cfe676dd65/6883572e6ebf68cfe676ddce_Product.svg)](https://jobs.ashbyhq.com/subzero) Our Partners & Investors ------------------------ ![](https://cdn.prod.website-files.com/6883572e6ebf68cfe676dd65/688b9d5c3db74958b6397f8b_73c167eb59e6186ae7a3f6bc54bf7e43_Coinbase_Wordmark.svg)![](https://cdn.prod.website-files.com/6883572e6ebf68cfe676dd65/688b9d5c64887f6642abda0b_35068a8ef600a3e471c1a9fe76f21636_id5M4ATEoj_logos.svg)![](https://cdn.prod.website-files.com/6883572e6ebf68cfe676dd65/688b9d5c4122c176c883dab6_2f8efe0ee7ee064e020b7f84540bbf25_edge%20capital%20.svg)![](https://cdn.prod.website-files.com/6883572e6ebf68cfe676dd65/688b9d5c48219ed53e4bff74_54fafd25d61f15c9097056c4f02afc37_combination-logo.svg)![](https://cdn.prod.website-files.com/6883572e6ebf68cfe676dd65/688b9d5c693b2590c1bb9731_35ba8394f7676e4178eed744e8cdfb86_idvwBVIzMq_1753978235144.svg)![](https://cdn.prod.website-files.com/6883572e6ebf68cfe676dd65/688b9d5cb4b92d4661ffb9c7_white_susquehanna.svg)![](https://cdn.prod.website-files.com/6883572e6ebf68cfe676dd65/688b9d5cc25c527be7301fff_02cdec00f75d40d99420f1009dd12618_mirana%20logo.svg)![](https://cdn.prod.website-files.com/6883572e6ebf68cfe676dd65/688b9d5c43f1648a4de4cd21_idyLR0_e27_logos.svg)![](https://cdn.prod.website-files.com/6883572e6ebf68cfe676dd65/688c87b81d4f7cd59d6e8bd8_pantera-capital-vector-logo-2023%20(1).svg)![](https://cdn.prod.website-files.com/6883572e6ebf68cfe676dd65/688c8886b702b8d8b59fe294_Mysten-Labs-logo.png)![](https://cdn.prod.website-files.com/6883572e6ebf68cfe676dd65/688b9d5c3db74958b6397f8b_73c167eb59e6186ae7a3f6bc54bf7e43_Coinbase_Wordmark.svg)![](https://cdn.prod.website-files.com/6883572e6ebf68cfe676dd65/688b9d5c64887f6642abda0b_35068a8ef600a3e471c1a9fe76f21636_id5M4ATEoj_logos.svg)![](https://cdn.prod.website-files.com/6883572e6ebf68cfe676dd65/688b9d5c4122c176c883dab6_2f8efe0ee7ee064e020b7f84540bbf25_edge%20capital%20.svg)![](https://cdn.prod.website-files.com/6883572e6ebf68cfe676dd65/688b9d5c48219ed53e4bff74_54fafd25d61f15c9097056c4f02afc37_combination-logo.svg)![](https://cdn.prod.website-files.com/6883572e6ebf68cfe676dd65/688b9d5c693b2590c1bb9731_35ba8394f7676e4178eed744e8cdfb86_idvwBVIzMq_1753978235144.svg)![](https://cdn.prod.website-files.com/6883572e6ebf68cfe676dd65/688b9d5cb4b92d4661ffb9c7_white_susquehanna.svg)![](https://cdn.prod.website-files.com/6883572e6ebf68cfe676dd65/688b9d5cc25c527be7301fff_02cdec00f75d40d99420f1009dd12618_mirana%20logo.svg)![](https://cdn.prod.website-files.com/6883572e6ebf68cfe676dd65/688b9d5c43f1648a4de4cd21_idyLR0_e27_logos.svg)![](https://cdn.prod.website-files.com/6883572e6ebf68cfe676dd65/688c87b81d4f7cd59d6e8bd8_pantera-capital-vector-logo-2023%20(1).svg)![](https://cdn.prod.website-files.com/6883572e6ebf68cfe676dd65/688c8886b702b8d8b59fe294_Mysten-Labs-logo.png) R i a l o B l o g ------------------------------- [### Making the Agent Economy Simple and Safe with Rialo\ \ At Subzero Labs, we believe that the AI systems that will have the greatest impact on humanity will be decentralized.\ \ Read more](https://www.rialo.io/posts/making-the-agent-economy-simple-and-safe-with-rialo) [### Rialo Makes Real World Assets Real\ \ Real-world assets (RWAs) are one of blockchain’s biggest promises and biggest letdowns. Billions in tokenized treasuries, real estate, and credit already exist, yet they still behave like slow, clunky replicas of their off-chain counterparts.\ \ Read more](https://www.rialo.io/posts/rialo-makes-real-world-assets-real) [### Introducing Rialo: A Blockchain Built for the Real World\ \ Bitcoin created digital scarcity. Ethereum introduced programmable trust. Fast chains followed, all racing to be faster on paper. And yet, most new users still quit near the starting line. Why?\ \ Read more](https://www.rialo.io/posts/introducing-rialo) --- # Rialo $20M Subzero Labs Initial Raise to Build Rialo [Read Announcement](https://fortune.com/crypto/2025/08/01/subzero-labs-seed-raise-pantera-capital-blockchain-rialo/) Early Access ------------ ![Close](https://cdn.prod.website-files.com/6883572e6ebf68cfe676dd65/6883572e6ebf68cfe676ddbe_close.svg) Get exclusive early access to Rialo and stay updated on our latest developments. Name Email Address Your spot on the waitlist is confirmed. We'll keep you posted with next steps and early access updates soon. Oops! Something went wrong while submitting the form. I n t r o d u c i n g R i a l o : A B l o c k c h a i n B u i l t f o r t h e R e a l W o r l d ==================================================================================================================================================== Published at September 25, 2025 Bitcoin created digital scarcity. Ethereum introduced programmable trust. Fast chains followed, all racing to be faster on paper. And yet, most new users still quit near the starting line.  Why? Because Web3 apps still feel clunky, slow, and disconnected. Users want experiences as seamless and essential as Uber, Instagram, or WhatsApp. But today, even simple actions bring too many steps, too much friction, and too little reliability. This isn’t the decentralized world we promised to ourselves. We decided to start over. ‍ **Introducing Rialo.**  ‍ Rialo is the real-world blockchain: a decentralized, high-performance and ergonomic programming network that interacts with real life. Two decades ago, the flip phone evolved when GPS, cameras, and internet connectivity were all embedded into one device: the smartphone. Suddenly, new UX and new categories of apps became possible. Uber. Instagram. WhatsApp. **Rialo brings that convergence to blockchain.** ‍ What Went Wrong --------------- Despite the great TPS of new chains, adoption remains frustratingly limited. The reason is clear: not everyone wants to leave the comforts of Web2 to access Web3.  Today’s blockchains exist as islands, blind to real-world events. They can’t directly interact with the rich ecosystem of real-world services, honed over decades. Onboarding to Web3 apps can feel clunky and unintuitive. Going onchain is reserved for a tiny fraction of people who are bold enough to navigate its complexities. In order to break through to regular people, we believe that Web3 MUST come to Web2, where the real world lives and users onboard. Rialo closes the divide. With real-world capabilities, Rialo finally lets devs build decentralized apps that feel like easy-to-use modern software, not a house of cards. Because without a real connection to the real world, the whole experience falls apart: #### **Users**, you surely face problems like these: * **Interop Woes**: Switching networks multiple times in a day, you’ve held your breath as tokens crossed rickety bridges and dealt with an alphabet soup of wrapped assets. * **Wallets as Bottlenecks**: Everything happens within a fragmented wallet ecosystem, where UX is nightmarish and you need to constantly sign transactions. * **Unpredictable Costs:** Transaction fees can spike outrageously on a dime, and sandwich attacks can come from nowhere to drain your balances. When oracles glitch, your positions could even be wrongly liquidated.  * **Abandoning Your Social Identity**: You’ve spent years building up a following on platforms like TikTok and X. Why should you have to start over in crypto? Why can’t your social identity come with you? * **You Need to Be Always On**: Set your alarms for 3 AM NFT drops and token presales, because crypto is global and doesn't care about your beauty sleep. * **The Most Expensive Piece of Paper:** In Web2, you get an added layer of security through 2FA so that when your password is leaked, your access is safeguarded. In Web3, where wallet hacks are rampant and irreversible, 2FA isn’t just a convenience. It’s a necessity long overdue. **Developers**, you’ll recognize these issues: * **Drowning in Integrations**: You spend 10% of your time writing actual business logic. The rest is spent wrestling with third-party integrations and brittle off-chain services draining your runway. * **Reads Hurt:** 200ms finality latency? Great. But your data crawls through endless layers of validators, fullnodes, indexers, and backend services, taking seconds or longer to reach users. Your apps glitch, users stare at stale data. Your system is only as fast as its slowest part. * **Endless Monitoring, Fragile Reactions**: You deploy dedicated services that tirelessly monitor real-world or onchain states and trigger precisely timed transactions. Yet the moment congestion hits, your transaction vanishes, unless you pay a hefty tip. * **Expensive Indexers:** You're forced to run expensive fullnodes and indexing infrastructure, paying thousands monthly to cloud providers, all just to access a tiny slice of real-time data. * **The Oracle Tax**: Need custom feeds onchain? Oracle services charge thousands daily. Even worse, when they fail to land transactions, you are forced to swallow bad debt.**‍** * **Bridges the Necessary Evil:** You’re forced to insert bridges into your trust model, immediately degrading the robust security provided by the Layer One. Every bridge opens a door to exploits and weakens your entire system. But what choice do you have? These problems are symptoms of a deeper issue. For years, blockchain developers have been stuck in performance theater, obsessively chasing vanity metrics like TPS while losing sight of real problems. Faster chains alone can't fix broken user experiences, developer frustrations, and disconnected infrastructure. Path dependencies brought us here, but they won’t take us any further. It’s time to rethink from the roots, that’s why we’re building a decentralized programmable network that’s intuitive, seamless, and deeply connected to the real world. ‍ The Real World Chain -------------------- Rialo is built with today’s problems front and center. It’s not a patchwork of fragmented components, it’s blockchain infrastructure reimagined from the ground up, embodying what decentralized, programmable networks should have been all along: clean, expressive, seamless, and connected. * **Real World Data**: Pull live data anywhere with a one-liner HTTPS call in your smart contract.  * **Real World Connectivity**: Seamless integration with any off chain APIs in your smart contract. One line of code brings your dapp to the world and the world to your dapp. * **Real World Privacy**: Fast, affordable, and robust solutions that get the best of both verifiable and confidential execution. * **Real World Identity**: Use email, SMS, or social accounts as your Web3 passport. Get a crypto loan with your credit score. Pass on assets with a smart contract will. Welcome to Rialo with your identity. * **Real World Speed**: True sub-second e2e latency for users. Fast-tracked GTM for builders. * **Real World Scalability**: Infinite scalability that works for global scale, with Multiple Concurrent Proposers and many more * **Real World Reactivity**: Lightning fast on chain reactions without expensive off-chain monitoring loops and gas wars. Transactions react instantly, automatically, and reliably. * **Real World Programmability**: Welcome `Future`/`Promise`/`.await`, event-driven logic, randomness and other ergonomics to smart contracts. Write a smart contract that sleeps, loops, and resumes. Fully onchain, across blocks, powered by RISC-V. * **Real World Usability**: Bring back familiar experiences such as 2FA, scheduled transactions and social logins. Blockchain fades into the background, as it always should have. * **Real World Assets**: Bring mainstream and long tail assets on chain. Not just possible, it’s effortless. * **Real World Applications**: Build apps that people use every day, beyond speculation. Rialo is supermodular by design, each capability amplifying the rest. Together, they create a system where the whole is far greater than the sum of its parts. The powerful synergies make apps simpler, faster, and more capable by default. The Inflection Point -------------------- The next generation of builders doesn’t want to babysit indexers, run off-chain bots or switch together endless middleware. They want to build faster and ship smarter. That’s why many are already building on Rialo. Today, Rialo’s early community consists of elite builders, habitually early adopters, and new apps pushing the boundaries of what a real-world blockchain can do.  What exactly is that? As with the iPhone’s launch, nobody fully knows yet. But history tells us: when new primitives arrive, new worlds follow.  Start Building on Rialo ----------------------- The Rialo private DevNet is now live. Build faster. Ship smarter. Get real, on Rialo. Sign up today Join waitlist Latest Updates -------------- [### Making the Agent Economy Simple and Safe with Rialo\ \ At Subzero Labs, we believe that the AI systems that will have the greatest impact on humanity will be decentralized.](https://www.rialo.io/posts/making-the-agent-economy-simple-and-safe-with-rialo) [### Rialo Makes Real World Assets Real\ \ Real-world assets (RWAs) are one of blockchain’s biggest promises and biggest letdowns. Billions in tokenized treasuries, real estate, and credit already exist, yet they still behave like slow, clunky replicas of their off-chain counterparts.](https://www.rialo.io/posts/rialo-makes-real-world-assets-real) [### Introducing Rialo: A Blockchain Built for the Real World\ \ Bitcoin created digital scarcity. Ethereum introduced programmable trust. Fast chains followed, all racing to be faster on paper. And yet, most new users still quit near the starting line. Why?](https://www.rialo.io/posts/introducing-rialo) --- # Rialo $20M Subzero Labs Initial Raise to Build Rialo [Read Announcement](https://fortune.com/crypto/2025/08/01/subzero-labs-seed-raise-pantera-capital-blockchain-rialo/) Early Access ------------ ![Close](https://cdn.prod.website-files.com/6883572e6ebf68cfe676dd65/6883572e6ebf68cfe676ddbe_close.svg) Get exclusive early access to Rialo and stay updated on our latest developments. Name Email Address Your spot on the waitlist is confirmed. We'll keep you posted with next steps and early access updates soon. Oops! Something went wrong while submitting the form. R i a l o M a k e s R e a l W o r l d A s s e t s R e a l =========================================================================================== Published at September 25, 2025 Real-world assets (RWAs) are one of blockchain’s biggest promises and biggest letdowns. Billions in tokenized treasuries, real estate, and credit already exist, yet they still behave like slow, clunky replicas of their off-chain counterparts.  Here are ways today’s RWAs fall short: ‍ **Reliance on Off-Chain Verification** * Most tokenized assets can’t prove anything without a third party. Dividend payouts, stock splits, and corporate buyouts all require manual checks before the chain updates. Apps building on offchain services must choose among various opaque security models and they take on repricing risk once they integrate. **Sluggish Speed and Reactivity** * Markets move in milliseconds, but RWAs crawl. A credit downgrade or natural disaster can take hours or days to appear on-chain. **Limited Market Data** * RWAs rarely integrate live feeds from multiple sources. Bond tokens don’t auto-adjust to inflation data. Real estate tokens ignore fresh appraisals or zoning changes. **Poor Automation** * Most RWAs can’t act without human intervention. Settlement, repricing, and portfolio rebalancing only happen when someone pushes a button. If this is all we build, the [$30 trillion RWA market projected for 2030](https://www.coindesk.com/business/2025/06/26/real-world-asset-tokenization-market-has-grown-almost-fivefold-in-3-years) will be a copy of the old system, not an upgrade.  To seize the coming decatrillion-dollar opportunity, RWAs must be nimble, reactive, and deeply connected. They must become true _Real World_ Assets. ‍ ### How Rialo Makes RWAs Real Rialo is built for that future, a real-world blockchain that speaks TradFi and Web2 fluently. With native private and public connectivity, Rialo makes off-chain data verifiable and turns on-chain settlement into an instant, automated action. On Rialo, RWAs are not static tokens. They can subscribe to live data, react to the moment conditions change, and trigger downstream actions without a human in the loop. Markets once gated by geography, paperwork, or wealth brackets can become instantly accessible, continuously liquid, and transparently governed assets that don’t just exist on-chain but live there. * **Real‑World Data & Connectivity**: Programs fetch and verify live data straight from government registries, rating agencies, bank/payment rails, and market feeds. Examples: auto-apply stock splits or mergers, confirm dividend events, and reconcile invoice status with Stripe or ACH. * **Real‑World Reactivity & Automation**: Event-driven programs that sleep, await, and resume on state changes. No off-chain bots needed. Examples: reprice assets instantly on credit downgrades; adjust insurance payouts or futures positions on natural disasters or shipping disruptions; execute tender mechanics immediately on buyout announcements. * **Real‑World Privacy & Identity**: Verifiable yet confidential execution, plus familiar logins (email/SMS/social) for compliant ownership and credit. Examples: gated tranches for eligible investors; programmable will that auto-transfers assets to verified heirs on attested events. * **Real‑World Speed & Scale**: Sub‑second end‑to‑end latency and horizontal scalability keep markets liquid at global volumes. Examples_:_ CLOB for Foreign Currency Exchange and tokenized treasuries; real‑time NAV updates for collateral pools; same-block rebalancing of index funds; high-frequency arbitrage across exchanges; streaming price feeds for on-chain derivatives. * **Real-World Trading.** With privacy, speed, reactivity, and data combined, a next-level full suite trading operation becomes possible. Encrypt your trading algorithm, fetch all the data inputs, update your position in real-time based on preset conditions. Examples: equities reacting to price and global shipping news, commodity trades based on weather, recursive stop loss based on dynamic markdowns.  These capabilities unlock RWA use cases only Rialo can deliver.  ### RWAs Only Possible on Rialo * **Debt & Credit** * **Better Tokenized Bonds & Bills**: Yields automatically adjust to real-time CPI prints; T-bill ladders update instantly from live auction results or market data feeds. * **Automated Invoices & Credit Lines**: Tokenized invoices that settle the moment Stripe or ACH confirms payment. Liquidity pools dynamically reprice risk based on live invoice status, enabling instant, data-driven credit lines for SMEs. * **Live On-Chain Credit Markets**: A marketplace where RWA tranches automatically adjust to real-time ratings and alternative data. Rialo markets can reprice before a Moody’s update and enforce covenants directly on-chain. * **Insurance & Risk** * **Dynamic Futures & Parametric Insurance**: Use any live API as a market feed. For example, scrape airline pricing and schedule data to create demand-shock futures, or settle flight-delay insurance instantly from public delay feeds. * **Event-Triggered Supply Chain Insurance & Finance**: Financing or insurance contracts that release capital only when cargo reaches verified checkpoints (via GPS, customs APIs, or shipping manifests). Early or delayed arrivals automatically adjust rates and repayment terms. * **Perishable Goods Protection**: On-chain contracts for refrigerated or sensitive goods that reprice or auto-cancel if IoT sensors detect spoilage or mishandling.**‍** * **Real Estate** **‍** * **Dynamic Property Management Tokens**: Tokenized REIT units that automatically adjust rental yield distributions based on live occupancy, rental payments, and maintenance expenses pulled from property management APIs.**‍** * **Commodities & Trade Finance** **‍** * **Tokenized Warehouse Receipts**: Metals, grains, or oil receipts tied to GPS and inspection data, enabling instant financing or liquidation.**‍** * **Real-Time Commodity ETFs**: Basket tokens for metals or energy assets that rebalance automatically based on live market data.**‍** * **Markets & Trading Infrastructure** * **A Real-Time Data Terminal for AI Agents**: AI agents curate a dynamic stream of live news, estimate portfolio impact, and place conditional orders on-chain, end to end, with sub-second latency.**‍** * **Environmental & Sustainability Markets** * **IoT-Verified Carbon Credits**: Mint, expire, or adjust tokenized credits automatically based on IoT sensor data from forests, industrial sites, or renewable projects.**‍** * **Tokenized Renewable Energy Certificates (RECs)**: Live metering from solar or wind installations feeds on-chain settlement of energy credits.**‍** * **Intellectual Property** * **Autonomous Royalty Streams**: Tokenized IP rights (music, film, software) that automatically split and distribute earnings whenever payments land from platforms like Spotify, YouTube, or the App Store. No quarterly reporting delays, no intermediaries.**‍** * **Programmable Licensing Tokens**: Licenses represented as tokens that grant access to digital content or IP. Pricing and terms adjust automatically based on actual usage data (e.g., API call volume, stream counts) or time remaining in the license. ### From Static Tokens to Living Assets Every example above, from tokenized bonds that track CPI to an on-chain loan backed by a FICO score,  shares the same DNA: 1. Live data feeds baked into the asset 2. Automated on-chain reactions to that data 3. Seamless integration with the systems the asset lives in today That’s the Rialo difference. RWAs on Rialo aren’t static representations. They’re living instruments that adapt to the world in real time. If you’re building the future of RWAs, it starts with the real world. It starts on Rialo. **Rialo makes Real-World Assets real**. Join waitlist Latest Updates -------------- [### Making the Agent Economy Simple and Safe with Rialo\ \ At Subzero Labs, we believe that the AI systems that will have the greatest impact on humanity will be decentralized.](https://www.rialo.io/posts/making-the-agent-economy-simple-and-safe-with-rialo) [### Rialo Makes Real World Assets Real\ \ Real-world assets (RWAs) are one of blockchain’s biggest promises and biggest letdowns. Billions in tokenized treasuries, real estate, and credit already exist, yet they still behave like slow, clunky replicas of their off-chain counterparts.](https://www.rialo.io/posts/rialo-makes-real-world-assets-real) [### Introducing Rialo: A Blockchain Built for the Real World\ \ Bitcoin created digital scarcity. Ethereum introduced programmable trust. Fast chains followed, all racing to be faster on paper. And yet, most new users still quit near the starting line. Why?](https://www.rialo.io/posts/introducing-rialo) --- # Rialo $20M Subzero Labs Initial Raise to Build Rialo [Read Announcement](https://fortune.com/crypto/2025/08/01/subzero-labs-seed-raise-pantera-capital-blockchain-rialo/) Early Access ------------ ![Close](https://cdn.prod.website-files.com/6883572e6ebf68cfe676dd65/6883572e6ebf68cfe676ddbe_close.svg) Get exclusive early access to Rialo and stay updated on our latest developments. Name Email Address Your spot on the waitlist is confirmed. We'll keep you posted with next steps and early access updates soon. Oops! Something went wrong while submitting the form. M a k i n g t h e A g e n t E c o n o m y S i m p l e a n d S a f e w i t h R i a l o ===================================================================================================================================== Published at September 25, 2025 by Tobi At Subzero Labs, we believe that **the AI systems that will have the greatest impact on humanity will be decentralized**. Just as software has eaten the world, artificial intelligence will find its place in every aspect of our economy. And just as today’s economy is made up of a multitude of specialized firms and markets, the AI agent economy won’t be owned by one centralized vendor or gatekeeper. It will be made up of a multitude of specialized agents, that can contribute to _real societal value_ that’s greater than the sum of their individual parts. We’re building Rialo to be the blockchain for the real world, and the best blockchain for the agent economy. ‍ > **_“Rialo and AI agents are a natural fit.”_** ‍ Rialo has **native webcalls**, so Rialo can communicate with AI agents in their native language, and via protocols like Google’s Agent2Agent (A2A). Rialo has **native timers**, which can trigger on-chain behavior automatically to enforce contract deadlines and multi-agent coordination. And Rialo is **blazing fast**, so webcalls, automations, and payments resolve at _the speed of AI_. Using these core strengths of Rialo, Subzero Labs is demonstrating a new set of standard programs that make it **easy and safe** to pay AI Agents to do tasks via Rialo. ‍ ### Introducing SCALE: Simple Contracts for Agent Labor Execution ‍ ![](https://cdn.prod.website-files.com/6883572e6ebf68cfe676dd77/68d5664c8e4bcaff6ee58056_image%20(2).png) ‍ SCALE, inspired by the YC SAFE Note, introduces simple terms to contract work from agents. Oftentimes, even human contractors will deliver work late and below your quality bar. The same risks are present when paying agents to do tasks. SCALE leverages Rialo’s native mechanisms to eliminate these risks, using on-chain logic to enforce your terms around task deadlines and quality assurance. We’re doing a demo on Twitter so you can see it in action. The Demo -------- We’ve built a Twitter agent called **@chunliweb3**, that can generate images for you on Twitter using SCALE. When you mention @chunliweb3 on Twitter, she outsources generating an image for your prompt to an AI Agent via SCALE. The SCALE program then performs quality assurance on the image via a third party **Judge agent**. ‍ ![](https://cdn.prod.website-files.com/6883572e6ebf68cfe676dd77/68d50180c260e0d7f070368c_image.webp) ‍ Let’s dive into the details! When you prompt @chunliweb3, she finds an agent on the Rialo Agent Registry that can generate images. Then @chunliweb3 mints a _SCALE task_ on Rialo with the following terms: * The **prompt** that describes the work @chunliweb3 wants done, i.e., image generation * The **RLO amount** @chunliweb3 is offering to pay the Image Generating Agent * The **deadline**; when @chunliweb3 expects the task to be complete * The third party **judge agent** that will evaluate the Image Generating Agent’s work for quality and task adherence When the SCALE task is minted, the payment amount is automatically escrowed on chain. @chunliweb3 then sends the SCALE task address to the Image Generating Agent via A2A protocol. When the Image Generating Agent receives the A2A message, it verifies the SCALE task address onchain, and then gets to work. Once the image is complete, the Image Generating Agent delivers its work by sending a transaction to the SCALE task address with the image URL. Note: If the Image Generating Agent does not submit its work the by deadline mentioned above, Rialo, via **native timers**, automatically refunds @chunliweb3 from the escrow. When the work is delivered on-chain, the SCALE program leverages Rialo’s **native webcalls** to send a A2A message to the third party judge agent, whose job is to check whether the work delivered on-chain meets its quality bar and adheres to the on-chain prompt instructions. If the judge delivers a pass verdict, the Image Generating Agent is paid the RLO amount. If the judge delivers a failure verdict, @chunliweb3 is refunded immediately. Once the judge delivers its verdict on-chain, @chunliweb3 posts the image on Twitter. This is Just the Beginning -------------------------- We at Subzero Labs believe that the future of web3 is AI-native. Imagine a world where you make a passive, web3 income in off your Judge Agent’s work. Imagine building custom AI-workflows, not via tedious prompt engineering, but by tying together multiple independent agents via on-chain workflows. Imagine a world where participating in web3 is as easy as sending a prompt. Rialo enables all of this and more, SCALE is just that first step. In the coming months, we’ll release a blog post showing just how easy it is to get started with SCALE on Rialo. We’ll also be discussing more cool use cases for Rialo+AI in DeFi and more. Stay tuned, and in the meantime, play with @chunliweb3 on Twitter and let us know what you think. And if you want to build the future of Rialo+AI, please reach out. We want to work with you :) ‍ Stunt Creators: Tobi, Yusuf Latest Updates -------------- [### Making the Agent Economy Simple and Safe with Rialo\ \ At Subzero Labs, we believe that the AI systems that will have the greatest impact on humanity will be decentralized.](https://www.rialo.io/posts/making-the-agent-economy-simple-and-safe-with-rialo) [### Rialo Makes Real World Assets Real\ \ Real-world assets (RWAs) are one of blockchain’s biggest promises and biggest letdowns. Billions in tokenized treasuries, real estate, and credit already exist, yet they still behave like slow, clunky replicas of their off-chain counterparts.](https://www.rialo.io/posts/rialo-makes-real-world-assets-real) [### Introducing Rialo: A Blockchain Built for the Real World\ \ Bitcoin created digital scarcity. Ethereum introduced programmable trust. Fast chains followed, all racing to be faster on paper. And yet, most new users still quit near the starting line. Why?](https://www.rialo.io/posts/introducing-rialo) --- # Privacy Policy $20M Subzero Labs Initial Raise to Build Rialo [Read Announcement](https://fortune.com/crypto/2025/08/01/subzero-labs-seed-raise-pantera-capital-blockchain-rialo/) P r i v a c y P o l i c y =========================================== Effective as of April 14, 2025.   SubZero Labs, Inc. and our subsidiaries and affiliates ("**SubZero**," "**we**", “**us**” or "**our**") provides blockchain infrastructure and tools. This Privacy Policy describes how we process personal information that we collect through our digital or online properties or services that link to this Privacy Policy (including as applicable, our website, and social media pages) as well as our marketing activities, live events and other activities described in this Privacy Policy (collectively, the “**Service**”)). SubZero may provide additional or supplemental privacy policies to individuals for specific products or services that we offer at the time we collect personal information. **Index** * Personal information we collect * Tracking & Other Technologies * How we use your personal information * Retention * How we share your personal information * Your choices * Other sites and services * Security * International data transfers * Children * Changes to this Privacy Policy * How to contact us Personal information we collect ------------------------------- **Information you provide to us.** Personal information you may provide to us through the Service or otherwise includes: * **Contact data**, such as your first and last name, salutation, email address, and phone number. * **Account data**, such as the username and password that you may set to establish an online account on the Service and any other information that you add to your account profile.   * **Communications data** based on our exchanges with you, including when you contact us through the Service, social media, or otherwise. * **Marketing data**, such as your preferences for receiving our marketing communications and details about your engagement with them. * **User-generated content data**, such as content or information that you generate, transmit or otherwise make available on the Service as well as associated metadata. Metadata includes information on how, when, where and by whom a piece of content was collected and how that content has been formatted or edited. * **Other data** not specifically listed here, which we will use as described in this Privacy Policy or as otherwise disclosed at the time of collection. **Third-party sources.** We may combine personal information we receive from you with personal information falling within one of the categories identified above that we obtain from other sources, such as: * **Public sources**, such as government agencies, public records (such as publicly-available blockchains), social media platforms, and other publicly available sources. * **Partners**, such marketing partners, event co-sponsors. * **Business transaction partners**. We may receive personal information in connection with an actual or prospective business transaction. For example, we may receive your personal information from an entity we acquire or are acquired by, a successor, or assignee or any party involved in a business transaction such as a merger, acquisition, sale of assets, or similar transaction, or in the context of an insolvency, bankruptcy, or receivership. **Automatic data collection.** We, our service providers, and our business partners may automatically log information about you, your computer or mobile device, and your interaction over time with the Service, our communications and other online services, such as: * **Device data**, such as your computer or mobile device’s operating system type and version, manufacturer and model, browser type, screen resolution, RAM and disk size, CPU usage, device type (e.g., phone, tablet), IP address, unique identifiers (including identifiers used for advertising purposes), language settings, mobile device carrier, radio/network information (e.g., Wi-Fi, LTE, 3G), and general location information such as city, state or geographic area. * **Online activity data**, such as pages or screens you viewed, how long you spent on a page or screen, the website you visited before browsing to the Service, navigation paths between pages or screens, information about your activity on a page or screen, access times and duration of access, and whether you have opened our emails or clicked links within them. * **Communication interaction data** such as your interactions with our email or other communications (e.g., whether you open or forward emails) – we may do this through use of pixel tags (which are also known as clear GIFs), which may be embedded invisibly in our emails. For more information concerning our automatic collection of data, please see the [Tracking and other technologies](https://docs.google.com/document/d/1LWzVXiY8mlF0AufE4vfi9rBxPI6-vrUP/edit#heading=h.92kltgyy25t4) section below. **Data about others.** We may offer features that help users invite their contacts to use the Service, and we may collect contact details about these invitees so we can deliver their invitations. Please do not refer someone to us or share their contact details with us unless you have their permission to do so. **Tracking & Other Technologies** ================================= **Cookies and other technologies**. Some of the automatic collection described above is facilitated by the following technologies: * **Cookies**, which are small text files that websites store on user devices and that allow web servers to record users’ web browsing activities and remember their submissions, preferences, and login status as they navigate a site. Cookies used on our sites include both “session cookies” that are deleted when a session ends, “persistent cookies” that remain longer, “first party” cookies that we place and “third party” cookies that our third-party business partners and service providers place. * **Local storage technologies**, like HTML5, that provide cookie-equivalent functionality but can store larger amounts of data on your device outside of your browser in connection with specific applications. * **Web beacons**, also known as pixel tags or clear GIFs, which are used to demonstrate that a webpage or email was accessed or opened, or that certain content was viewed or clicked. For information concerning your choices with respect to the use of tracking technologies, see the [Your choices](https://docs.google.com/document/d/1LWzVXiY8mlF0AufE4vfi9rBxPI6-vrUP/edit#heading=h.utpadsjy870s) section, below. **How we use your personal information** ---------------------------------------- We may use your personal information for the following purposes or as otherwise described at the time of collection: **Service delivery and operations.** We may use your personal information to: * provide the Service and operate our business; * enable security features of the Service; * establish and maintain your profile on the Service; * facilitate your invitations to contacts who you want to invite to join the Service; * communicate with you about the Service, including by sending Service-related announcements, updates, security alerts, and support and administrative messages; and * provide support for the Service, and respond to your requests, questions and feedback. **Service personalization**, which may include using your personal information to: * understand your needs and interests; * personalize your experience with the Service and our Service-related communications; and * remember your selections and preferences as you navigate webpages. **Service improvement and analytics.** We may use your personal information to analyze your usage of the Service, improve the Service, improve the rest of our business, help us understand user activity on the Service, including which pages are most and least visited and how visitors move around the Service, as well as user interactions with our emails, and to develop new products and services. For example, we use Google Analytics for this purpose. You can learn more about Google Analytics and how to prevent the use of Google Analytics relating to your use of our sites here: [https://tools.google.com/dlpage/gaoptout?hl=en](https://tools.google.com/dlpage/gaoptout?hl=en) . **Marketing and advertising.** We, our service providers and our third-party advertising partners may collect and use your personal information for marketing and advertising purposes: * **Direct marketing**. We may send you direct marketing communications and may personalize these messages based on your needs and interests. You may opt-out of our marketing communications as described in the [Opt-out of marketing](https://docs.google.com/document/d/1LWzVXiY8mlF0AufE4vfi9rBxPI6-vrUP/edit#bookmark=id.dbaheqjer821) section below.   * **Interest-based advertising.** We, our service providers, and third-party advertising partners may use cookies and other technologies to collect information about your interaction (including the data described in the automatic data collection section above) with the Service, our communications and other online services over time, and use that information to serve online ads that we or they think will interest you. This is called interest-based advertising. We may also share information about our users with these companies to facilitate interest-based advertising to those or similar users on other online platforms. **Compliance and protection.** We may use your personal information to: ----------------------------------------------------------------------- * comply with applicable laws, lawful requests, and legal process, such as to respond to subpoenas, investigations or requests from government authorities; * protect our, your or others’ rights, privacy, safety or property (including by making and defending legal claims); * audit our internal processes for compliance with legal and contractual requirements or our internal policies; * enforce the terms and conditions that govern the Service; and * prevent, identify, investigate and deter fraudulent, harmful, unauthorized, unethical or illegal activity, including cyberattacks, identity theft, money laundering, or sanctions violations.   **Data sharing in the context of corporate events**. We may share certain personal information in the context of actual or prospective corporate events – for more information, see [How we share your personal information](https://docs.google.com/document/d/1LWzVXiY8mlF0AufE4vfi9rBxPI6-vrUP/edit#heading=h.dt4r02nge6c5) , below. **To create aggregated, de-identified or anonymized data.** We may create aggregated, de-identified or anonymized data from your personal information and other individuals whose personal information we collect. We make personal information into de-identified or anonymized data by removing information that makes the data identifiable to you. We may use this aggregated, de-identified or anonymized data and share it with third parties for our lawful business purposes, including to analyze and improve the Service and promote our business. **Further uses**.  In some cases, we may use your personal information for further uses, in which case we will ask for your consent to use of your personal information for those further purposes if they are not compatible with the initial purpose for which information was collected. ‍ **How we share your personal information** ========================================== We may share your personal information with the following parties (or as otherwise described in this Privacy Policy, in other applicable notices, or at the time of collection).   **Affiliates.** Our corporate parent, subsidiaries, and affiliates. **Service providers.** Third parties that provide services on our behalf or help us operate the Service or our business (such as hosting, information technology, customer support, email delivery, marketing, consumer research and website analytics). **Advertising partners.** Third-party advertising companies for the [interest-based advertising purposes](https://docs.google.com/document/d/1LWzVXiY8mlF0AufE4vfi9rBxPI6-vrUP/edit#heading=h.er418pmj149g) described above. **Partners.** Third parties with whom we partner, including parties with whom we co-sponsor events or promotions, with whom we jointly offer products or services, or whose products or services may be of interest to you.   **Third parties designated by you.**  We may share your personal information with third parties where you have instructed us or provided your consent to do so.   **Professional advisors.** Professional advisors, such as lawyers, auditors, bankers and insurers, where necessary in the course of the professional services that they render to us. **Authorities and others.** Law enforcement, government authorities, and private parties, as we believe in good faith to be necessary or appropriate for the [Compliance and protection purposes](https://docs.google.com/document/d/1LWzVXiY8mlF0AufE4vfi9rBxPI6-vrUP/edit#heading=h.er418pmj149g) described above. **Business transferees**. We may disclose personal information in the context of actual or prospective business transactions (_e.g.,_ investments in or financings of us, public stock offerings, or the sale, transfer or merger of all or part of our business, assets or shares). For example, we may need to share certain personal information with prospective counterparties and their advisers. We may also disclose your personal information to an acquirer, successor, or assignee of us as part of any merger, acquisition, sale of assets, or similar transaction, or in the event of an insolvency, bankruptcy, or receivership in which personal information is transferred to one or more third parties as one of our business assets. **Your choices** ---------------- **Access or update your information.** If you have registered for an account with us through the Service, you may review and update certain account information by logging into the account. **Opt-out of communications.** You may opt-out of marketing-related emails by following the opt-out or unsubscribe instructions at the bottom of the email, or by [contacting us](https://docs.google.com/document/d/1LWzVXiY8mlF0AufE4vfi9rBxPI6-vrUP/edit#bookmark=id.ts2rpcji6q8v) . Please note that if you choose to opt-out of marketing-related emails, you may continue to receive service-related and other non-marketing emails.   **Cookies and other technologies**.  Most browsers let you remove or reject cookies. To do this, follow the instructions in your browser settings. Many browsers accept cookies by default until you change your settings. Please note that if you set your browser to disable cookies, the Service may not work properly. For more information about cookies, including how to see what cookies have been set on your browser and how to manage and delete them, visit [www.allaboutcookies.org](http://www.allaboutcookies.org/) . You can also configure your device to prevent images from loading to prevent web beacons from functioning. **Blocking images/clear gifs:** Most browsers and devices allow you to configure your device to prevent images from loading. To do this, follow the instructions in your particular browser or device settings. **Advertising choices.** You may be able to limit use of your information for interest-based advertising through the following settings/options/tools: * **Browser settings.** Changing your internet web browser settings to block third-party cookies. * **Privacy browsers/plug-ins.** Using privacy browsers or ad-blocking browser plug-ins that let you block tracking technologies. * **Platform settings.** Certain platforms offer opt-out features that let you opt-out of use of your information for interest-based advertising. For example, you may be able to exercise that option for Google and Facebook, respectively, at the following websites: * Google: [https://adssettings.google.com/](https://adssettings.google.com/) * Facebook: [https://www.facebook.com/about/ads](https://www.facebook.com/about/ads) * **Ad industry tools.** Opting out of interest-based ads from companies that participate in the following industry opt-out programs:   * Network Advertising Initiative: [http://www.networkadvertising.org/managing/opt\_out.asp](http://www.networkadvertising.org/managing/opt_out.asp) * Digital Advertising Alliance: optout.aboutads.info.   * AppChoices mobile app, available at [https://www.youradchoices.com/appchoices](https://www.youradchoices.com/appchoices) , which will allow you to opt-out of interest-based ads in mobile apps served by participating members of the Digital Advertising Alliance. * **Mobile settings.** Using your mobile device settings to limit use of the advertising ID associated with your mobile device for interest-based advertising purposes. You will need to apply these opt-out settings on each device and browser from which you wish to limit the use of your information for interest-based advertising purposes.   **Do Not Track.** Some Internet browsers may be configured to send “Do Not Track” signals to the online services that you visit. We currently do not respond to “Do Not Track” signals. To find out more about “Do Not Track,” please visit [http://www.allaboutdnt.com](http://www.allaboutdnt.com/) . **Declining to provide information.** We need to collect personal information to provide certain services. If you do not provide the information we identify as required or mandatory, we may not be able to provide those services. **For California residents.**  Under California’s Shine the Light law (California Civil Code Section 1798.83), California residents may ask companies with whom they have formed a business relationship primarily for personal, family or household purposes to provide the names of third parties to which they have disclosed certain personal information (as defined under the Shine the Light law) during the preceding calendar year for their own direct marketing purposes, and the categories of personal information disclosed. You may send us requests for this information to [legal@subzero.xyz](mailto: legal@subzero.xyz) . In your request, you must include the statement “Shine the Light Request," and provide your first and last name and mailing address and certify that you are a California resident. We reserve the right to require additional information to confirm your identity and California residency. Please note that we will not accept requests via telephone, mail, or facsimile, and we are not responsible for notices that are not labeled or sent properly, or that do not have complete information**.** ‍ **Other sites and services** ---------------------------- The Service may contain links to websites, mobile applications, and other online services operated by third parties. In addition, our content may be integrated into web pages or other online services that are not associated with us. These links and integrations are not an endorsement of, or representation that we are affiliated with, any third party. We do not control websites, mobile applications or online services operated by third parties, and we are not responsible for their actions. We encourage you to read the privacy policies of the other websites, mobile applications and online services you use. Security -------- We employ technical, organizational and physical safeguards designed to protect the personal information we collect. However, security risk is inherent in all internet and information technologies, and we cannot guarantee the security of your personal information. International data transfer --------------------------- We are headquartered in the United States and may use service providers that operate in other countries. Your personal information may be transferred to the United States or other locations where privacy laws may not be as protective as those in your state, province, or country.   **Children**   -------------- The Service is not intended for use by anyone under 18 years of age. If you are a parent or guardian of a child from whom you believe we have collected personal information in a manner prohibited by law, please contact us. If we learn that we have collected personal information through the Service from a child without the consent of the child’s parent or guardian as required by law, we will comply with applicable legal requirements to delete the information. **Changes to this Privacy Policy** ---------------------------------- We reserve the right to modify this Privacy Policy at any time. If we make material changes to this Privacy Policy, we will notify you by updating the date of this Privacy Policy and posting it on the Service or other appropriate means. Any modifications to this Privacy Policy will be effective upon our posting the modified version (or as otherwise indicated at the time of posting). In all cases, your use of the Service after the effective date of any modified Privacy Policy indicates your acknowledging that the modified Privacy Policy applies to your interactions with the Service and our business. **How to contact us** --------------------- If you have questions about our practices or if you would like to exercise any privacy related right that may be available to you, please contact us via one of the methods listed below. ‍**Email**: [legal@subzero.xyz](mailto: legal@subzero.xyz) --- # Brand Assets $20M Subzero Labs Initial Raise to Build Rialo [Read Announcement](https://fortune.com/crypto/2025/08/01/subzero-labs-seed-raise-pantera-capital-blockchain-rialo/) Early Access ------------ ![Close](https://cdn.prod.website-files.com/6883572e6ebf68cfe676dd65/6883572e6ebf68cfe676ddbe_close.svg) Get exclusive early access to Rialo and stay updated on our latest developments. Name Email Address Thank you! Your submission has been received! Oops! Something went wrong while submitting the form. Share your Rialo Design on X ---------------------------- ![Close](https://cdn.prod.website-files.com/6883572e6ebf68cfe676dd65/6883572e6ebf68cfe676ddbe_close.svg) ![](https://cdn.prod.website-files.com/plugins/Basic/assets/placeholder.60f9b1840c.svg) [1\. cOpy To Clipboard](https://www.rialo.io/brand-assets#) [2\. Create X post](https://www.rialo.io/brand-assets#) ![](https://cdn.prod.website-files.com/6883572e6ebf68cfe676dd65/68872d0057e8d7e22690a470_wordm%20%2Blogo%20off%20white.svg) I n s p i r e d b y c o l d \- p h y s i c s p h e n o m e n a l i k e s u p e r c o n d u c t i v i t y a n d s u p e r f l u i d i t y , t h e f o r m f l o w s w i t h o u t f r i c t i o n , s y m b o l i z i n g a c h a i n w h e r e e x e c u t i o n i s s m o o t h , r e a c t i v e , a n d u n b o u n d . A v o i d i n g h a r d s y m m e t r y , t h e m a r k r e f l e c t s R i a l o ' s m o r p h a b l e , c o m p o s a b l e d e s i g n , b u i l t f o r a d v e r s a r i a l e n v i r o n m e n t s . V i s u a l l y c o m p a c t a n d a b s t r a c t , t h e g l y p h s c a l e s f l u i d l y f r o m t o k e n s y m b o l t o v a l i d a t o r i n t e r f a c e w h i l e c a r r y i n g a d e e p m e t a p h o r " E v e r y t h i n g i n s i d e , b u i l t d i f f e r e n t . " T h i s i s n ' t j u s t a l o g o . I t ' s i n f r a s t r u c t u r e , r e d e f i n e d i n f o r m . L o g o V a r i a t i o n s ---------------------------------------------- T h e l o g o i s m a d e u p o f t w o p a r t s : t h e s y m b o l a n d t h e w o r d m a r k . B o t h p a r t s c a n b e u s e d i n d i v i d u a l l y o r t o g e t h e r . ![](https://cdn.prod.website-files.com/6883572e6ebf68cfe676dd65/6883572e6ebf68cfe676ddf8_Group%2014449.svg)![](https://cdn.prod.website-files.com/6883572e6ebf68cfe676dd65/6883572e6ebf68cfe676ddf5_Group%2014451.svg)![](https://cdn.prod.website-files.com/6883572e6ebf68cfe676dd65/6883572e6ebf68cfe676ddf4_Group%2014450.svg) L o g o + W o r d m a r k V a r i a t i o n s ------------------------------------------------------------------------- ![](https://cdn.prod.website-files.com/6883572e6ebf68cfe676dd65/6883572e6ebf68cfe676ddf6_Group%2014452.svg)![](https://cdn.prod.website-files.com/6883572e6ebf68cfe676dd65/6883572e6ebf68cfe676ddfa_Group%2014453.svg)![](https://cdn.prod.website-files.com/6883572e6ebf68cfe676dd65/6883572e6ebf68cfe676ddf7_Group%2014453-2.svg) C o l o r s ---------------------- #a9ddd3 #e8e3d5 #010101 L o g o p a i r i n g ------------------------------------- F r o m t h e w o r d m a r k h e i g h t , d i v i d e 3 p a r t s t o o b t a i n t h e c i r c l e s i z e . T h a t i s t h e s p a c e n e e d e d b e t w e e n l o g o s a n d v s m a r k e r . ![](https://cdn.prod.website-files.com/6883572e6ebf68cfe676dd65/6883572e6ebf68cfe676ddf2_rialo%20partners.svg) --- # Terms of Service $20M Subzero Labs Initial Raise to Build Rialo [Read Announcement](https://fortune.com/crypto/2025/08/01/subzero-labs-seed-raise-pantera-capital-blockchain-rialo/) T e r m s o f S e r v i c e ============================================== Please read these Terms of Use (these “**Terms**”) carefully. The website available at \[https://subzero.xyz\] and any related websites or subdomains that link to these Terms (the “**Website**”) and are operated by Subzero Labs, Inc. (“**Subzero**”, “**us**”, “**our**”, and “**we**”), is a copyrighted work belonging to Subzero. Certain features of the Website and any services offered on or through the Website (the “**Services**” and, all such Services together with the Website, the “**Site**”) may be subject to additional guidelines, terms, or rules, which will be posted on the Site in connection with such features. All such additional terms, guidelines, and rules are incorporated by reference into these Terms. THESE TERMS SET FORTH THE LEGALLY BINDING TERMS AND CONDITIONS THAT GOVERN YOUR USE OF THE SITE. BY ACCESSING OR USING THE SITE, YOU ARE ACCEPTING THESE TERMS (ON BEHALF OF YOURSELF OR THE ENTITY THAT YOU REPRESENT), AND YOU REPRESENT AND WARRANT THAT YOU HAVE THE RIGHT, AUTHORITY, AND CAPACITY TO ENTER INTO THESE TERMS (ON BEHALF OF YOURSELF OR THE ENTITY THAT YOU REPRESENT). YOU MAY NOT ACCESS OR USE THE SITE OR ACCEPT THE TERMS IF YOU ARE NOT AT LEAST 18 YEARS OLD. IF YOU DO NOT AGREE WITH ALL OF THE PROVISIONS OF THESE TERMS, DO NOT ACCESS AND/OR USE THE SITE. **PLEASE BE AWARE THAT SECTION 7.2 CONTAINS PROVISIONS GOVERNING HOW TO RESOLVE DISPUTES BETWEEN YOU AND SUBZERO. AMONG OTHER THINGS, SECTION 7.2 INCLUDES AN AGREEMENT TO ARBITRATE WHICH REQUIRES, WITH LIMITED EXCEPTIONS, THAT ALL DISPUTES BETWEEN YOU AND US SHALL BE RESOLVED BY BINDING AND FINAL ARBITRATION. SECTION 7.2 ALSO CONTAINS A CLASS ACTION AND JURY TRIAL WAIVER. PLEASE READ SECTION 7.2 CAREFULLY.** **UNLESS YOU OPT OUT OF THE AGREEMENT TO ARBITRATE WITHIN 30 DAYS: (1) YOU WILL ONLY BE PERMITTED TO PURSUE DISPUTES OR CLAIMS AND SEEK RELIEF AGAINST US ON AN INDIVIDUAL BASIS, NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY CLASS OR REPRESENTATIVE ACTION OR PROCEEDING AND YOU WAIVE YOUR RIGHT TO PARTICIPATE IN A CLASS ACTION LAWSUIT OR CLASS-WIDE ARBITRATION; AND (2) YOU ARE WAIVING YOUR RIGHT TO PURSUE DISPUTES OR CLAIMS AND SEEK RELIEF IN A COURT OF LAW AND TO HAVE A JURY TRIAL.** **PLEASE BE AWARE THAT SECTION 1.6 OF THESE TERMS CONTAINS YOUR OPT-IN CONSENT TO RECEIVE COMMUNICATIONS FROM US, INCLUDING BUT NOT LIMITED TO EMAIL COMMUNICATIONS.** 1. **Access to the Site** 1. **License and Eligibility.** Subject to these Terms (including your eligibility to use the Site), Subzero grants you a non-transferable, non-exclusive, revocable, limited license to use and access the Site solely for your own personal, noncommercial use.   1. Subzero reserves the right, in its sole discretion, to determine the eligibility of users for the Site. We may require you to provide information and/or documentation to verify or confirm your eligibility, including on a periodic or ongoing basis. 2. By using the Site, you represent and warrant that you are not: (i) located in, incorporated or otherwise established in, or resident of, any country or territory that is the subject of sanctions or embargoes imposed by the office of Foreign Assets Control (“**OFAC**”) of the U.S. Treasury Department; (ii) an individual or entity, or acting on behalf of an individual or entity, that is listed on any sanctions list or embargoes, including but not limited to the Specially Designated nationals and Blocked Persons List (SDN) maintained by OFAC; (iii) located outside of the U.S.; or (iv) otherwise blocked or denied under any OFAC sanctions program. 3. By accessing, browsing or using the Site, you represent and warrant to us that (i) you have read, understand, and agree to be bound by these Terms; (ii) you are an individual, at least 18 years old and have capacity to enter into these Terms and agree to be legally bound by them; (iii) if you use the Site on behalf of a corporation, legal entity or other organization, that you have full power and authority to do so, and that the corporation, legal entity or other organization is validly existing under the applicable laws and agrees to be bound by these Terms; (iv) your access and use of the Site will fully comply with all applicable laws and regulations; (v) you will at all times when asked provide accurate information regarding your nationality and country of residence; and (vi) you will not use a virtual private network (“**VPN**”) or similar tool to circumvent any geo-blocking and/or other restrictions that we may have implemented in connection with the Site or any services. 2. **Subzero Developer Tools.** Your use of any software, associated documentation, and other related materials that are linked to and made available via the Site (**“Developer Tools”**) is governed by the terms of the license agreement that accompanies or is included with the Developer Tools, or by the license agreement expressly stated on the Website page(s) accompanying the Developer Tools. These license terms may be posted with the Developer Tools download or on the Website page where the Developer Tools can be accessed. Unless you agree to the terms of such license agreement, you shall not use, download, install, access, or otherwise use in any way, any Developer Tools that include or are accompanied by a license agreement. At no time will Subzero provide you with any tangible copy of the Developer Tools. Subzero delivers access to the Developer Tools via electronic transfer or download and does not use or deliver any tangible media in connection with the (a) delivery, installation, update, or problem resolution of any Developer Tool (including any new releases); or (b) delivery, correction, or update of documentation. For the purposes of this section, tangible media shall include, but is not limited to, any compact disk, card, flash drive, or any other comparable physical medium. Unless the accompanying license agreement expressly allows otherwise, any copying or redistribution of the Developer Tools is prohibited, including any copying or redistribution of the Developer Tools to any other server or location, or redistribution or use on a service bureau basis. If there is any conflict between these Terms and the license agreement, the license agreement takes precedence in relation to that Developer Tool (except as provided in the following sentence). If the Developer Tool is a pre-release version, then, notwithstanding anything to the contrary included within an accompanying license agreement, you are not permitted to use or otherwise rely on the Developer Tools for any commercial or production purposes, and you use such pre-release version of the applicable Developer Tool at your own risk. If you and Subzero have not entered into a separate license agreement with respect to your use of the Developer Tools or if no license agreement accompanies use of the Developer Tools, use of the Developer Tools will be governed by these Terms, and, subject to your compliance with these Terms, Subzero grants you a non-assignable, non-transferable, non-sublicensable, revocable, non-exclusive license to use the Developer Tools in a manner permitted by these Terms for so long as these Terms are in effect. Any breach by you of any of these Terms shall immediately terminate your license to the Developer Tools. You acknowledge and agree that, unless otherwise set forth in a written license agreement, Subzero has no obligation to continue to make any Developer Tools available, and that Subzero in its sole discretion may terminate your license to the Developer Tools at any point. Some Developer Tools may be offered under an open-source license that we will make available to you on the Site or upon your written request. There may be provisions in the open-source license that expressly override these Terms. 3. **Beta Services**. Subject to your ongoing compliance with these Terms, Subzero may permit you to access certain trial or beta products, features, or services (collectively, “**Beta Services**”) as such Beta Services may be offered by Subzero from time to time, including without limitation any testnets or demo apps made available by Subzero. In order to access such Beta Services, you may be required to provide Subzero with (a) your email address and (b) certain information related to your use of the Beta Services. The decision to permit any user to use any Beta Services is made in Subzero’s sole discretion. You acknowledge that any Beta Services to which you are given access to are in a beta stage of development, and you use any Beta Services at your own risk. If you are given access to Beta Services, you agree to provide Feedback (as defined below) to Subzero concerning the functionality and performance of the Beta Services from time to time as reasonably requested by Subzero, including, without limitation, identifying potential errors and improvements. You further agree that the Beta Services are the confidential information of Subzero, and you agree that at all times and not withstanding any termination or expiration of these Terms you will hold in strict confidence and not disclose to any third party the existence or any details of the Beta Services. 4. **Certain Restrictions.** The rights granted to you in these Terms are subject to the following restrictions: (a) you shall not license, sell, rent, lease, transfer, assign, distribute, host, or otherwise commercially exploit the Site, whether in whole or in part, or any content displayed on the Site; (b) you shall not modify, make derivative works of, disassemble, reverse compile, or reverse engineer any part of the Site; (c) you shall not access the Site in order to build a similar or competitive website, product, or service; and (d) except as expressly stated herein, no part of the Site may be copied, reproduced, distributed, republished, downloaded, displayed, posted, or transmitted in any form or by any means. Unless otherwise indicated, any future release, update, or other addition to functionality of the Site shall be subject to these Terms. All copyright and other proprietary notices on the Site (or on any content displayed on the Site) must be retained on all copies thereof. 5. **Modification.** Subzero reserves the right, at any time, to modify, suspend, or discontinue the Site (in whole or in part) with or without notice to you. You agree that Subzero will not be liable to you or to any third party for any modification, suspension, or discontinuation of the Site or any part thereof. 6. **Communications from Subzero**. By providing us with your email address, you agree to receive electronic communications from us. If you wish to opt out of promotional emails, you can unsubscribe from our promotional email list by following the unsubscribe options in the promotional email itself. 7. **No Support or Maintenance.** You acknowledge and agree that Subzero will have no obligation to provide you with any support or maintenance in connection with the Site. 8. **Ownership.** You acknowledge that all the intellectual property rights, including copyrights, patents, trademarks, and trade secrets, in the Site and its content are owned by Subzero or Subzero’s suppliers. Neither these Terms (nor your access to the Site) transfers to you or any third party any rights, title, or interest in or to such intellectual property rights, except for the limited access rights expressly set forth in Section 1.1. Subzero and its suppliers reserve all rights not granted in these Terms. There are no implied licenses granted under these Terms. 9. **Feedback.** If you provide Subzero with any feedback or suggestions regarding the Site (“**Feedback**”), you hereby grant Subzero a perpetual, irrevocable, worldwide, royalty-free, transferable, sublicensable, nonexclusive right and license to use and fully exploit such Feedback and related information in any manner it deems appropriate. Subzero will treat any Feedback you provide to Subzero as non-confidential and non-proprietary. You agree that you will not submit to Subzero any information or ideas that you consider to be confidential or proprietary. 2. **Indemnification.** You agree to indemnify and hold Subzero (and its officers, employees, and agents) harmless, including costs and attorneys’ fees, from any claim or demand made by any third party due to or arising out of (a) your use of the Site, including any Information (defined below) or other content contained on or made available through the Site, (b) your violation of these Terms, or (c) your violation of applicable laws or regulations. Subzero reserves the right, at your expense, to assume the exclusive defense and control of any matter for which you are required to indemnify us, and you agree to cooperate with our defense of these claims. You agree not to settle any matter without the prior written consent of Subzero. Subzero will use reasonable efforts to notify you of any such claim, action, or proceeding upon becoming aware of it. 3. **Third-Party Services; Other Users** 1. **Third-Party Services.** The Site may contain links to third-party websites and services, and/or display advertisements for third parties (collectively, “**Third-Party Services**”). Such Third-Party Services are not under the control of Subzero, and Subzero is not responsible for any Third-Party Services. Subzero provides access to these Third-Party Services only as a convenience to you, and does not review, approve, monitor, endorse, warrant, or make any representations with respect to Third-Party Services. You use all Third-Party Services at your own risk and should apply a suitable level of caution and discretion in doing so. When you click on or interact with any of the Third-Party Services, the applicable third party’s terms and policies apply, including the third party’s privacy and data gathering practices. You should make whatever investigation you feel necessary or appropriate before proceeding with any transaction in connection with such Third-Party Services. 2. **Other Users.** Your interactions with other Site users are solely between you and such users. You agree that Subzero will not be responsible for any loss or damage incurred as the result of any such interactions. If there is a dispute between you and any Site user, we are under no obligation to become involved. 3. **Release.** You hereby release and forever discharge Subzero (and our officers, employees, agents, successors, and assigns) from, and hereby waive and relinquish, each and every past, present, and future dispute, claim, controversy, demand, right, obligation, liability, action, and cause of action of every kind and nature (including personal injuries, death, and property damage), that has arisen or arises directly or indirectly out of, or that relates directly or indirectly to, the Site (including any interactions with, or act or omission of, other Site users or any Third-Party Services). IF YOU ARE A CALIFORNIA RESIDENT, YOU HEREBY WAIVE CALIFORNIA CIVIL CODE SECTION 1542 IN CONNECTION WITH THE FOREGOING, WHICH STATES: “A GENERAL RELEASE DOES NOT EXTEND TO CLAIMS WHICH THE CREDITOR OR RELEASING PARTY DOES NOT KNOW OR SUSPECT TO EXIST IN HIS OR HER FAVOR AT THE TIME OF EXECUTING THE RELEASE, WHICH IF KNOWN BY HIM OR HER MUST HAVE MATERIALLY AFFECTED HIS OR HER SETTLEMENT WITH THE DEBTOR OR RELEASED PARTY.” 4. **Disclaimers** 1. THE SITE AND DEVELOPER TOOLS ARE PROVIDED ON AN “AS-IS” AND “AS AVAILABLE” BASIS, AND SUBZERO (AND OUR SUPPLIERS) EXPRESSLY DISCLAIM ANY AND ALL WARRANTIES AND CONDITIONS OF ANY KIND, WHETHER EXPRESS, IMPLIED, OR STATUTORY, INCLUDING ALL WARRANTIES OR CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, QUIET ENJOYMENT, ACCURACY, OR NON-INFRINGEMENT. WE (AND OUR SUPPLIERS) MAKE NO WARRANTY THAT THE SITE OR DEVELOPER TOOLS WILL MEET YOUR REQUIREMENTS, WILL BE AVAILABLE ON AN UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE BASIS, OR WILL BE ACCURATE, RELIABLE, FREE OF VIRUSES OR OTHER HARMFUL CODE, COMPLETE, LEGAL, OR SAFE. IF APPLICABLE LAW REQUIRES ANY WARRANTIES WITH RESPECT TO THE SITE OR ANY DEVELOPER TOOLS, ALL SUCH WARRANTIES ARE LIMITED IN DURATION TO 90 DAYS FROM THE DATE OF FIRST USE. 1. SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF IMPLIED WARRANTIES, SO THE ABOVE EXCLUSION MAY NOT APPLY TO YOU. SOME JURISDICTIONS DO NOT ALLOW LIMITATIONS ON HOW LONG AN IMPLIED WARRANTY LASTS, SO THE ABOVE LIMITATION MAY NOT APPLY TO YOU. WE (AND OUR SUPPLIERS) MAKE NO WARRANTY THAT THE SITE WILL MEET YOUR REQUIREMENTS, WILL BE AVAILABLE ON AN UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE BASIS, OR WILL BE ACCURATE, RELIABLE, FREE OF VIRUSES OR OTHER HARMFUL CODE, COMPLETE, LEGAL, OR SAFE. SUBZERO MAKES NO REPRESENTATIONS OR WARRANTIES WITH RESPECT TO ANY THIRD-PARTY SERVICES OR YOUR USE OF THE SAME. 2. ADVICE AND INFORMATION OBTAINED BY YOU FROM SUBZERO THROUGH THE SITE, WHETHER IN BLOGS, WHITE PAPERS, MARKETING MATERIALS, SOCIAL MEDIA POSTS, AND/OR OTHER MATERIALS, ARE FOR INFORMATIONAL PURPOSES ONLY AND WILL NOT CREATE ANY WARRANTY NOT EXPRESSLY MADE HEREIN. 3. THE SITE MAY BE SUBJECT TO DELAYS, CANCELLATIONS AND OTHER DISRUPTIONS. SUBZERO MAKES NO WARRANTY, REPRESENTATION OR CONDITION WITH RESPECT TO THE SITE, INCLUDING BUT NOT LIMITED TO, THE QUALITY, EFFECTIVENESS, REPUTATION AND OTHER CHARACTERISTICS OF THE SITE. 2. **SUBZERO IS NOT AN INVESTMENT OR FINANCIAL ADVISOR. NEITHER SUBZERO NOR ITS SUPPLIERS OR LICENSORS SHALL BE RESPONSIBLE FOR INVESTMENT AND OTHER FINANCIAL DECISIONS OR DAMAGES, OR OTHER LOSSES RESULTING FROM YOUR USE OF THE SITE. NEITHER SUBZERO NOR ITS SUPPLIERS OR LICENSORS SHALL BE CONSIDERED AN “EXPERT” UNDER THE APPLICABLE SECURITIES LEGISLATION IN YOUR JURISDICTION. NEITHER SUBZERO NOR ITS SUPPLIERS OR LICENSORS WARRANT THAT THIS SITE COMPLIES WITH THE REQUIREMENTS OF ANY APPLICABLE REGULATORY AUTHORITY, SECURITIES AND EXCHANGE COMMISSION, OR ANY SIMILAR ORGANIZATION OR REGULATOR OR WITH THE SECURITIES LAWS OF ANY JURISDICTION.** 3. As part of the Site, you may have access to materials that are hosted or made available by another party, including Third-Party Services. You agree that it is impossible for Subzero to monitor such materials and that you access these materials at your own risk. 4. All information, materials, claims, content, blog posts, white papers, marketing materials, designs, algorithms, estimates, roadmaps, specifications, and performance measurements (“**_Information_**”) provided or described on the Site are made without representation or warranty of any kind. It is up to you to independently validate the accuracy of such Information. Furthermore, nothing on the Site constitutes a solicitation for investment. Any content produced by Subzero has not been subject to audit. Subzero does not encourage, induce, or sanction the deployment, integration, or use of the Site in violation of applicable laws or regulations and hereby prohibits any such deployment, integration or use. This includes use of the Site by you (a) in violation of export control or sanctions laws of the United States or any other applicable jurisdiction, (b) if you are located in or ordinarily resident in a country or territory subject to comprehensive sanctions administered by the Office of Foreign Asset Control, or (c) if you are or are working on behalf of a Specially Designated National (“**_SDN_**”) or a person subject to similar blocking or denied party prohibitions. You should be aware that U.S. export control and sanctions laws prohibit U.S. person (and other persons that are subject to such laws) from transacting with persons in certain countries and territories or that are on the SDN list. 5. From time to time, Subzero may offer Beta Services, “testnets,” “devnets,” or other tools with which its users may experiment. Such features, tools, or services are offered solely for experimental purposes and without any warranty of any kind, and maya be modified or discontinued at Subzero’s sole discretion. The provisions of this section apply with full force to such features or tools. 5. **Limitation on Liability** TO THE MAXIMUM EXTENT PERMITTED BY LAW, IN NO EVENT SHALL SUBZERO (OR OUR SUPPLIERS) BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY LOST PROFITS, LOST DATA, COSTS OF PROCUREMENT OF SUBSTITUTE PRODUCTS, OR ANY INDIRECT, CONSEQUENTIAL, EXEMPLARY, INCIDENTAL, SPECIAL, OR PUNITIVE DAMAGES ARISING FROM OR RELATING TO THESE TERMS OR YOUR USE OF, OR INABILITY TO USE, THE SITE, EVEN IF SUBZERO HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. ACCESS TO, AND USE OF, THE SITE IS AT YOUR OWN DISCRETION AND RISK, AND YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR DEVICE OR COMPUTER SYSTEM, OR LOSS OF DATA RESULTING THEREFROM. ‍ TO THE MAXIMUM EXTENT PERMITTED BY LAW, NOTWITHSTANDING ANYTHING TO THE CONTRARY CONTAINED HEREIN, OUR LIABILITY TO YOU FOR ANY DAMAGES ARISING FROM OR RELATED TO THESE TERMS (FOR ANY CAUSE WHATSOEVER AND REGARDLESS OF THE FORM OF THE ACTION), WILL AT ALL TIMES BE LIMITED TO A MAXIMUM OF ONE HUNDRED US DOLLARS ($100). THE EXISTENCE OF MORE THAN ONE CLAIM WILL NOT ENLARGE THIS LIMIT. YOU AGREE THAT OUR SUPPLIERS WILL HAVE NO LIABILITY OF ANY KIND ARISING FROM OR RELATING TO THESE TERMS. ‍ 6. **Term and Termination.** Subject to this Section, these Terms will remain in full force and effect while you use the Site. We may suspend or terminate your rights to use the Site at any time for any reason at our sole discretion, including for any use of the Site in violation of these Terms. Upon termination of your rights under these Terms, your right to access and use the Site will terminate immediately. Subzero will not have any liability whatsoever to you for any termination of your rights under these Terms. Even after your rights under these Terms are terminated, the following provisions of these Terms will remain in effect: Sections 1.4 through 1.9 and Sections 2 through 7. 7. **General** 1. **Changes.** These Terms are subject to occasional revision, and if we make any substantial changes, we may notify you by prominently posting notice of the changes on our Site. Continued use of our Site following notice of such changes shall indicate your acknowledgement of such changes and agreement to be bound by the terms and conditions of such changes. 2. **Dispute Resolution.** Please read the following arbitration agreement in this Section (the “**Arbitration Agreement**”) carefully. It requires you to arbitrate Disputes with Subzero, its parent companies, subsidiaries, affiliates, successors, and assigns, and all of their respective officers, directors, employees, agents, and representatives (collectively, the “**Subzero Parties**”) and limits the manner in which you can seek relief from the Subzero Parties_._   1. **Applicability of Arbitration Agreement_._** You agree that any dispute between you and any of the Subzero Parties relating in any way to the Site, the Services or these Terms (a “**Dispute**”) will be resolved by binding arbitration, rather than in court, except that (1) you and the Subzero Parties may assert individualized claims in small claims court if the claims qualify, remain in such court, and advance solely on an individual, non-class basis; and (2) you or the Subzero Parties may seek equitable relief in court for infringement or other misuse of intellectual property rights (such as trademarks, trade dress, domain names, trade secrets, copyrights, and patents). **This Arbitration Agreement shall survive the expiration or termination of these Terms and shall apply, without limitation, to all claims that arose or were asserted before you agreed to these Terms (in accordance with the preamble) or any prior version of these Terms.** This Arbitration Agreement does not preclude you from bringing issues to the attention of federal, state, or local agencies. Such agencies can, if the law allows, seek relief against the Subzero Parties on your behalf. For purposes of this Arbitration Agreement, “**Dispute**” will also include disputes that arose or involve facts occurring before the existence of this or any prior versions of these Terms as well as claims that may arise after the termination of these Terms. 2. **Informal Dispute Resolution.** There might be instances when a Dispute arises between you and Subzero. If that occurs, Subzero is committed to working with you to reach a reasonable resolution. You and Subzero agree that good faith informal efforts to resolve Disputes can result in a prompt, low‐cost, and mutually beneficial outcome. You and Subzero therefore agree that before either party commences arbitration against the other (or initiates an action in small claims court if a party so elects), we will personally meet and confer telephonically or via videoconference, in a good faith effort to resolve informally any Dispute covered by this Arbitration Agreement (“**Informal Dispute Resolution Conference**”). If you are represented by counsel, your counsel may participate in the conference, but you will also participate in the conference. The party initiating a Dispute must give notice to the other party in writing of its intent to initiate an Informal Dispute Resolution Conference (“**Notice**”), which shall occur within 45 days after the other party receives such Notice, unless an extension is mutually agreed upon by the parties. Notice to Subzero that you intend to initiate an Informal Dispute Resolution Conference should be sent by mail or email to the mailing address or email address set forth below. The Notice must include: (1) your name, telephone number, mailing address, and e‐mail address; (2) the name, telephone number, mailing address, and e‐mail address of your counsel, if any; and (3) a description of your Dispute. The Informal Dispute Resolution Conference shall be individualized such that a separate conference must be held each time either party initiates a Dispute, even if the same law firm or group of law firms represents multiple users in similar cases, unless all parties agree; multiple individuals initiating a Dispute cannot participate in the same Informal Dispute Resolution Conference unless all parties agree. In the time between a party receiving the Notice and the Informal Dispute Resolution Conference, nothing in this Arbitration Agreement shall prohibit the parties from engaging in informal communications to resolve the initiating party’s Dispute. Engaging in the Informal Dispute Resolution Conference is a condition precedent and requirement that must be fulfilled before commencing arbitration. The statute of limitations and any filing fee deadlines shall be tolled while the parties engage in the Informal Dispute Resolution Conference process required by this section. 3. **Arbitration Rules and Forum.** These Terms evidence a transaction involving interstate commerce; and notwithstanding any other provision herein with respect to the applicable substantive law, the Federal Arbitration Act, 9 U.S.C. § 1 et seq., will govern the interpretation and enforcement of this Arbitration Agreement and any arbitration proceedings. If the process described in subsection 7.2(b) does not resolve satisfactorily within 60 days after receipt of your Notice, you and Subzero agree that either party shall have the right to finally resolve the Dispute through binding arbitration. The Federal Arbitration Act governs the interpretation and enforcement of this Arbitration Agreement. The arbitration will be conducted by JAMS, an established alternative dispute resolution provider. Disputes involving claims and counterclaims with an amount in controversy under $250,000, not inclusive of attorneys’ fees and interest, shall be subject to JAMS’s most current version of the Streamlined Arbitration Rules and procedures available at [http://www.jamsadr.com/rules-streamlined-arbitration/](http://www.jamsadr.com/rules-streamlined-arbitration/) ; all other claims shall be subject to JAMS’s most current version of the Comprehensive Arbitration Rules and Procedures, available at [http://www.jamsadr.com/rules-comprehensive-arbitration/](http://www.jamsadr.com/rules-comprehensive-arbitration/) . JAMS’s rules are also available at [www.jamsadr.com](http://www.jamsadr.com/) or by calling JAMS at 800-352-5267. A party who wishes to initiate arbitration must provide the other party with a request for arbitration (the “**Request**”). The Request must include: (1) the name, telephone number, mailing address, and e‐mail address of the party seeking arbitration; (2) a statement of the legal claims being asserted and the factual basis of those claims; (3) a description of the remedy sought and an accurate, good‐faith calculation of the amount in controversy in United States Dollars; (4) a statement certifying completion of the process described in subsection 7.2(b); and (5) evidence that the requesting party has paid any necessary filing fees in connection with such arbitration. If the party requesting arbitration is represented by counsel, the Request shall also include counsel’s name, telephone number, mailing address, and email address. Such counsel must also sign the Request. By signing the Request, counsel certifies to the best of counsel’s knowledge, information, and belief, formed after an inquiry reasonable under the circumstances, that: (1) the Request is not being presented for any improper purpose, such as to harass, cause unnecessary delay, or needlessly increase the cost of dispute resolution; (2) the claims, defenses, and other legal contentions are warranted by existing law or by a nonfrivolous argument for extending, modifying, or reversing existing law or for establishing new law; and (3) the factual and damages contentions have evidentiary support or, if specifically so identified, will likely have evidentiary support after a reasonable opportunity for further investigation or discovery. Unless you and Subzero otherwise agree, or the Batch Arbitration process discussed in subsection 7.2(h) is triggered, the arbitration will be conducted in the county where you reside. Subject to JAMS’s rules, the arbitrator may direct a limited and reasonable exchange of information between the parties, consistent with the expedited nature of the arbitration. If the JAMS is not available to arbitrate, the parties will select an alternative arbitral forum. Your responsibility to pay any JAMS fees and costs will be solely as set forth in the applicable JAMS rules. You and Subzero agree that all materials and documents exchanged during the arbitration proceedings shall be kept confidential and shall not be shared with anyone except the parties’ attorneys, accountants, or business advisors, and then subject to the condition that they agree to keep all materials and documents exchanged during the arbitration proceedings confidential. 4. **Authority of Arbitrator.** The arbitrator shall have exclusive authority to resolve all disputes subject to arbitration hereunder including, without limitation, any dispute related to the interpretation, applicability, enforceability, or formation of this Arbitration Agreement or any portion of the Arbitration Agreement, except for the following: (1) all Disputes arising out of or relating to subsection 7.2(f), including any claim that all or part of subsection 7.2(f) is unenforceable, illegal, void, or voidable, or that subsection 7.2(f) has been breached, shall be decided by a court of competent jurisdiction and not by an arbitrator; (2) except as expressly contemplated in subsection 7.2(h), all Disputes about the payment of arbitration fees shall be decided only by a court of competent jurisdiction and not by an arbitrator; (3) all Disputes about whether either party has satisfied any condition precedent to arbitration shall be decided only by a court of competent jurisdiction and not by an arbitrator; and (4) all Disputes about which version of the Arbitration Agreement applies shall be decided only by a court of competent jurisdiction and not by an arbitrator. The arbitration proceeding will not be consolidated with any other matters or joined with any other cases or parties, except as expressly provided in subsection 7.2(h). The arbitrator shall have the authority to grant motions dispositive of all or part of any claim or dispute. The arbitrator shall have the authority to award monetary damages and to grant any non-monetary remedy or relief available to an individual party under applicable law, the arbitral forum’s rules, and these Terms (including the Arbitration Agreement). The arbitrator shall issue a written award and statement of decision describing the essential findings and conclusions on which any award (or decision not to render an award) is based, including the calculation of any damages awarded. The arbitrator shall follow the applicable law. The award of the arbitrator is final and binding upon you and us. Judgment on the arbitration award may be entered in any court having jurisdiction. 5. **Waiver of Jury Trial.** EXCEPT AS SPECIFIED IN SUBSECTION 7.2(A) YOU AND THE SUBZERO PARTIES HEREBY WAIVE ANY CONSTITUTIONAL AND STATUTORY RIGHTS TO SUE IN COURT AND HAVE A TRIAL IN FRONT OF A JUDGE OR A JURY. You and the Subzero Parties are instead electing that all covered claims and disputes shall be resolved exclusively by arbitration under this Arbitration Agreement, except as specified in subsection 7.2(a) above. An arbitrator can award on an individual basis the same damages and relief as a court and must follow these Terms as a court would. However, there is no judge or jury in arbitration, and court review of an arbitration award is subject to very limited review. 6. **Waiver of Class or Other Non-Individualized Relief.** YOU AND SUBZERO AGREE THAT, EXCEPT AS SPECIFIED IN SUBSECTION 7.2(h) EACH OF US MAY BRING CLAIMS AGAINST THE OTHER ONLY ON AN INDIVIDUAL BASIS AND NOT ON A CLASS, REPRESENTATIVE, OR COLLECTIVE BASIS, AND THE PARTIES HEREBY WAIVE ALL RIGHTS TO HAVE ANY DISPUTE BE BROUGHT, HEARD, ADMINISTERED, RESOLVED, OR ARBITRATED ON A CLASS, COLLECTIVE, REPRESENTATIVE, OR MASS ACTION BASIS. ONLY INDIVIDUAL RELIEF IS AVAILABLE, AND DISPUTES OF MORE THAN ONE CUSTOMER OR USER CANNOT BE ARBITRATED OR CONSOLIDATED WITH THOSE OF ANY OTHER CUSTOMER OR USER. Subject to this Arbitration Agreement, the arbitrator may award declaratory or injunctive relief only in favor of the individual party seeking relief and only to the extent necessary to provide relief warranted by the party’s individual claim. Nothing in this paragraph is intended to, nor shall it, affect the terms and conditions under subsection 7.2(h). Notwithstanding anything to the contrary in this Arbitration Agreement, if a court decides by means of a final decision, not subject to any further appeal or recourse, that the limitations of this subsection 7.2(f) are invalid or unenforceable as to a particular claim or request for relief (such as a request for public injunctive relief), you and Subzero agree that that particular claim or request for relief (and only that particular claim or request for relief) shall be severed from the arbitration and may be litigated in the state or federal courts located in the State of Delaware. All other Disputes shall be arbitrated or litigated in small claims court. This subsection does not prevent you or Subzero from participating in a class-wide settlement of claims. 7. **Attorneys’ Fees and Costs.** The parties shall bear their own attorneys’ fees and costs in arbitration unless the arbitrator finds that either the substance of the Dispute or the relief sought in the Request was frivolous or was brought for an improper purpose (as measured by the standards set forth in Federal Rule of Civil Procedure 11(b)). If you or Subzero need to invoke the authority of a court of competent jurisdiction to compel arbitration, then the party that obtains an order compelling arbitration in such action shall have the right to collect from the other party its reasonable costs, necessary disbursements, and reasonable attorneys’ fees incurred in securing an order compelling arbitration. The prevailing party in any court action relating to whether either party has satisfied any condition precedent to arbitration, including the process described in subsection 7.2(b), is entitled to recover their reasonable costs, necessary disbursements, and reasonable attorneys’ fees and costs. 8. **Batch Arbitration.** To increase the efficiency of administration and resolution of arbitrations, you and Subzero agree that in the event that there are 100 or more individual Requests of a substantially similar nature filed against Subzero by or with the assistance of the same law firm, group of law firms, or organizations, within a 30 day period (or as soon as possible thereafter), the JAMS shall (1) administer the arbitration demands in batches of 100 Requests per batch (plus, to the extent there are less than 100 Requests left over after the batching described above, a final batch consisting of the remaining Requests); (2) appoint one arbitrator for each batch; and (3) provide for the resolution of each batch as a single consolidated arbitration with one set of filing and administrative fees due per side per batch, one procedural calendar, one hearing (if any) in a place to be determined by the arbitrator, and one final award (“**Batch Arbitration**”). All parties agree that Requests are of a “substantially similar nature” if they arise out of or relate to the same event or factual scenario and raise the same or similar legal issues and seek the same or similar relief. To the extent the parties disagree on the application of the Batch Arbitration process, the disagreeing party shall advise the JAMS, and the JAMS shall appoint a sole standing arbitrator to determine the applicability of the Batch Arbitration process (“**Administrative Arbitrator**”). In an effort to expedite resolution of any such dispute by the Administrative Arbitrator, the parties agree the Administrative Arbitrator may set forth such procedures as are necessary to resolve any disputes promptly. The Administrative Arbitrator’s fees shall be paid by Subzero. You and Subzero agree to cooperate in good faith with the JAMS to implement the Batch Arbitration process including the payment of single filing and administrative fees for batches of Requests, as well as any steps to minimize the time and costs of arbitration, which may include: (1) the appointment of a discovery special master to assist the arbitrator in the resolution of discovery disputes; and (2) the adoption of an expedited calendar of the arbitration proceedings. This Batch Arbitration provision shall in no way be interpreted as authorizing a class, collective, and/or mass arbitration or action of any kind, or arbitration involving joint or consolidated claims under any circumstances, except as expressly set forth in this provision. 9. **30-Day Right to Opt Out.** You have the right to opt out of the provisions of this Arbitration Agreement by sending a timely written notice of your decision to opt out to the mailing address or email address set forth below within 30 days after first becoming subject to this Arbitration Agreement. Your notice must include your name and address and a clear statement that you want to opt out of this Arbitration Agreement. If you opt out of this Arbitration Agreement, all other parts of these Terms will continue to apply to you. Opting out of this Arbitration Agreement has no effect on any other arbitration agreements that you may currently have with us or may enter into in the future with us. 10. **Invalidity, Expiration.** Except as provided in subsection 7.2(f), if any part or parts of this Arbitration Agreement are found under the law to be invalid or unenforceable, then such specific part or parts shall be of no force and effect and shall be severed and the remainder of the Arbitration Agreement shall continue in full force and effect. You further agree that any Dispute that you have with Subzero as detailed in this Arbitration Agreement must be initiated via arbitration within the applicable statute of limitation for that claim or controversy, or it will be forever time barred. Likewise, you agree that all applicable statutes of limitation will apply to such arbitration in the same manner as those statutes of limitation would apply in the applicable court of competent jurisdiction. 11. **Modification.** Notwithstanding any provision in these Terms to the contrary, we agree that if Subzero makes any future material change to this Arbitration Agreement, you may reject that change within 30 days of such change becoming effective by writing Subzero at the mailing address or email address set forth below. Unless you reject the change within 30 days of such change becoming effective by writing to Subzero in accordance with the foregoing, your continued use of the Site and/or Services, including the acceptance of products and services offered on the Site following the posting of changes to this Arbitration Agreement constitutes your acceptance of any such changes. Changes to this Arbitration Agreement do not provide you with a new opportunity to opt out of the Arbitration Agreement if you have previously agreed to a version of these Terms and did not validly opt out of arbitration. If you reject any change or update to this Arbitration Agreement, and you were bound by an existing agreement to arbitrate Disputes arising out of or relating in any way to your access to or use of the Services or of the Site, any communications you receive, any products sold or distributed through the Site, the Services, or these Terms, the provisions of this Arbitration Agreement as of the date you first accepted these Terms (or accepted any subsequent changes to these Terms) remain in full force and effect. Subzero will continue to honor any valid opt outs of the Arbitration Agreement that you made to a prior version of these Terms. 3. **Export.** The Site may be subject to U.S. export control laws and may be subject to export or import regulations in other countries. You agree not to export, reexport, or transfer, directly or indirectly, any U.S. technical data acquired from Subzero, or any products utilizing such data, in violation of the United States export laws or regulations. 4. **Disclosures.** Subzero is located at the address in Section 7.8. If you are a California resident, you may report complaints to the Complaint Assistance Unit of the Division of Consumer Product of the California Department of Consumer Affairs by contacting them in writing at 1625 North Market Blvd., Suite N-112, Sacramento, CA 95834, or by telephone at (800) 952-5210. 5. **Electronic Communications.** The communications between you and Subzero use electronic means, whether you use the Site or send us emails, or whether Subzero posts notices on the Site or communicates with you via email. For contractual purposes, you (a) consent to receive communications from Subzero in an electronic form; and (b) agree that all terms and conditions, agreements, notices, disclosures, and other communications that Subzero provides to you electronically satisfy any legal requirement that such communications would satisfy if they were in a hardcopy writing. The foregoing does not affect your non-waivable rights. 6. **Entire Terms.** These Terms constitute the entire agreement between you and us regarding the use of the Site. Our failure to exercise or enforce any right or provision of these Terms shall not operate as a waiver of such right or provision. The section titles in these Terms are for convenience only and have no legal or contractual effect. The word “including” means “including without limitation”. If any provision of these Terms is, for any reason, held to be invalid or unenforceable, the other provisions of these Terms will be unimpaired, and the invalid or unenforceable provision will be deemed modified so that it is valid and enforceable to the maximum extent permitted by law. Your relationship to Subzero is that of an independent contractor, and neither party is an agent or partner of the other. These Terms, and your rights and obligations herein, may not be assigned, subcontracted, delegated, or otherwise transferred by you without Subzero’s prior written consent, and any attempted assignment, subcontract, delegation, or transfer in violation of the foregoing will be null and void. Subzero may freely assign these Terms. The terms and conditions set forth in these Terms shall be binding upon assignees. 7. **Copyright/Trademark Information**. Copyright © 2025 Subzero Labs, Inc. All rights reserved. All trademarks, logos, and service marks (“**Marks**”) displayed on the Site are our property or the property of other third parties. You are not permitted to use these Marks without our prior written consent or the consent of such third party which may own the Marks. 8. **Contact Information.** Address: Subzero Labs Incorporated 1301 N Broadway #32111 Los Angeles, CA 90012 Email: [legal@subzero.xyz](mailto:legal@subzero.xyz) ‍ ---